Personal loans in Beachwood, OH

Begin with the payment, then weigh APR and total interest across the lenders that reach Beachwood's 13,734 residents. The trend for Beachwood between 2020 and 2023 is downward by roughly 2.2%. Lenders active in Beachwood report to a Ohio supervisor, identified in the sourced rows below. The nearest larger metro is Shaker Heights, OH about 2 miles away.

Local context for Beachwood

What follows is Beachwood's place in the Census record, alongside the Ohio rules that govern a personal loan made here.

• Population: about 13,734, ranked 129th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 2.2% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 305 residents.
• Size percentile: bigger than about 86% of the places in Ohio, with 13,734 residents in Beachwood.
• Land and density: 5.3 square miles of land carry roughly 2,609 residents per square mile.
• Land area: Beachwood covers 5.3 square miles, the 193rd-largest area among Ohio's 924 places.
• Share of Ohio: Beachwood holds about 0.2% of the state's population, some 13,734 people.
• Nationally: Beachwood is the 2,519th-largest of 19,457 Census places in the dataset.
• Growth rank: Beachwood's 2020-to-2023 change ranks 761st of 924 places in Ohio.
• Against the state trend: Beachwood's 2.2% change compares with a Ohio average of +0.9% across its 924 places.
• Density rank: Beachwood places 96th among Ohio's places by people per square mile.
• Density vs Ohio: Beachwood's 2,609 people per square mile compare with a state median of 1,289.
• Location: coordinates 41.4763, -81.5032 (US Census Bureau Gazetteer).
• Nearest larger cities: Shaker Heights (2 mi); South Euclid (3 mi); Mayfield Heights (4 mi); Cleveland Heights (4 mi); Maple Heights (6 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Woodmere (2 mi); Highland Hills (2 mi); University Heights (2 mi).
• Smaller places within 50 miles: 120 of them.
• Within 100 miles: 76 places are larger than Beachwood.

Land, water and location for Beachwood

Inside Beachwood's boundaries lie about 5.3 square miles of land, with no significant water area recorded. Spread across it are roughly 2,609 residents per square mile. The state's population centre of gravity, Columbus, is roughly 129 miles away. A 50-mile radius around Beachwood takes in 56 places that are larger. The 100-mile radius contains 76 larger places.

How personal loans work in Beachwood

With roughly 13,734 residents, Beachwood is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Beachwood lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Beachwood loan is knowable in advance — unlike a revolving card balance.

Where Beachwood sits in Ohio

Set beside Ohio's 924 places, Beachwood ranks 129th by population and holds about 0.2% of the state total. On the 2020-to-2023 trend, Beachwood stands 761st among Ohio's 924 places — roughly the 18th percentile. Its roughly 2,609 residents per square mile place it 96th among Ohio's places. In land area, Beachwood ranks 193rd among Ohio's 924 places.

Which Ohio laws govern a loan in Beachwood

For the roughly 13,734 residents of Beachwood, the rules below are Ohio's own; each row carries its publisher and retrieval date.

What is available to Beachwood borrowers

Beachwood is fairly dense, with about 2,609 people per square mile and 56 larger places within 50 miles. Whether Beachwood has a local branch or not, a Ohio-licensed lender can serve its 13,734 people online on the same terms. For a larger market, the closest option is Shaker Heights, OH about 2 miles away.