Personal loans in Bazine, KS

Bazine is a small community of about 269 residents, and a personal loan taken out here is governed by Kansas statute. A single loan can carry different costs on either side of a state line, and Bazine sits on the Kansas side of that line.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

At about 269 residents, Bazine is larger than roughly 43% of the places in Kansas. Use the calculator on this page to price an amount and term before you commit in Bazine. The 2020 count to the 2023 estimate shows about 2.2% decline in Bazine. The nearest larger city is Ness City, KS about 11 miles away.

Local context for Bazine

Bazine is a small community; the notes below cover its population profile and the statewide rules that apply.

How personal loans work in Bazine

Most loans made to Bazine's 269 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Bazine's 269 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Bazine loan is knowable in advance — unlike a revolving card balance.

The Kansas lending rules that reach Bazine

Read the table as a lender's compliance picture for Bazine: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Payday lending statusPermitted under license (payday cash advances of $500 or less; charge capped at 15%)
Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required (supervised loans)
Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

Land, water and location for Bazine

The Census Gazetteer records about 0.4 square miles of land within Bazine, with no significant water area listed. That land carries about 599 people per square mile. The largest place in Kansas, Wichita, lies about 138 miles away. Bazine has 16 larger places within a 50-mile radius. By land area it ranks 345th of 625 Kansas places.

Bazine's place among Kansas's 625 places

Bazine is the 357th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Bazine stands 435th among Kansas's 625 places — roughly the 30th percentile. By density, at about 599 people per square mile, it ranks 385th in Kansas. The population moved by about 6 people between 2020 and 2023, a 2.2% shift.

Lender access in Bazine

Bazine is a moderately settled community of about 269 people, with 16 larger places inside a 50-mile radius. Distance to a branch rarely matters for Bazine's 269 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Ness City, KS about 11 miles away.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bazine if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bazine is the same as anywhere in Kansas.
What loan size can I expect in Bazine?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bazine?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bazine cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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