Personal loans in Batesville, IN
Rate ceilings, licensing requirements and product limits for Batesville are all set at the Indiana level. With an estimated 7,354 residents, Batesville is the 97th-largest of 565 places in Indiana.
A personal loan in Batesville is priced from your credit file and income, not from the fact that the city holds 7,354 people. The 2020 count to the 2023 estimate shows about 2.1% growth in Batesville. Decide the purpose of the loan and your repayment plan before sharing any details with a Batesville lender. Borrowers who want a bigger city can look to Greensburg, IN about 16 miles away.
Borrowing in Batesville: the local picture
What follows is Batesville's place in the Census record, alongside the Indiana rules that govern a personal loan made here.
- Population: 7,354 — Batesville ranks 97th of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 2.1% from 2020 to 2023.
- Absolute change: 154 residents added between 2020 and 2023.
- Size percentile: Batesville sits ahead of around 83% of Indiana places, at 7,354 people.
- Land and density: 6.2 square miles of land carry roughly 1,193 residents per square mile.
- Land area: Batesville covers 6.2 square miles, the 93rd-largest area among Indiana's 565 places.
- Water: Batesville holds about 0.07 square miles, the 86th-largest water area in Indiana.
- State population share: Batesville accounts for about 0.2% of everyone in Indiana.
- National rank: Batesville is 3,878th of 19,457 places nationwide.
- Growth rank: Batesville's 2020-to-2023 change ranks 96th of 565 places in Indiana.
- Against the state trend: Batesville's 2.1% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Batesville is the 340th most densely settled place in Indiana.
- Against the state median: Batesville runs about 1,193 residents per square mile, where the Indiana median is 1,375.
- Location: latitude 39.2977, longitude -85.2135 (Census Gazetteer).
- Nearest larger cities: Greensburg (16 mi); Harrison (23 mi); Connersville (25 mi); Oxford (29 mi); Cheviot (34 mi). Online lenders reach Batesville no matter how far the nearest branch is.
- Smaller communities within reach: Oldenburg (3 mi); New Point (6 mi); Sunman (8 mi).
- Smaller places within 50 miles: 140 of them.
- At 100 miles: 127 larger Census places fall inside that radius.
What Indiana law requires in Batesville
The rows below set out what a licensed lender must follow in Indiana, and so for Batesville's roughly 7,354 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
Borrowing reach in Batesville
Batesville is a moderately settled community of about 7,354 people, with 43 larger places inside a 50-mile radius. Distance to a branch rarely matters for Batesville's 7,354 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Greensburg, IN about 16 miles away.
Batesville: area, density and distance
Batesville covers about 6.2 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,193 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 124 miles. Counting outward 50 miles, 43 larger communities surround Batesville. Within the same 50 miles lie 140 smaller Census places.
What to do before borrowing in Batesville
A sensible order of operations for a loan in Batesville, home to about 7,354 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Indiana licence with the regulator listed on this page.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
In Batesville as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 7,354 residents.
Batesville's place among Indiana's 565 places
Within Indiana, Batesville holds roughly 0.2% of all residents, the 97th-largest share among 565 places. For population change between 2020 and 2023, Batesville ranks 96th of 565 in Indiana (about the 83th percentile). At about 1,193 people per square mile, Batesville is the 340th most densely settled place in Indiana. In land area, Batesville ranks 93rd among Indiana's 565 places.
Common questions
What are my options in Batesville if my credit is poor?
What loan size can I expect in Batesville?
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Does comparing loans in Batesville cost me credit score points?
Nearby places
- Oldenburg, IN — population 648
- New Point, IN — population 317
- Sunman, IN — population 931
- Napoleon, IN — population 236
- Osgood, IN — population 1,594
- Milan, IN — population 1,832
- Laurel, IN — population 412
- Moores Hill, IN — population 687