Personal loans in Batavia, IL

The Census estimates 26,235 residents in Batavia, which ranks it 82nd of 1,294 places in Illinois. Read the disclosure for an origination fee and any prepayment penalty before signing in Batavia. Every figure below is Illinois's own, applied to Batavia's 26,235 residents, with the publisher and retrieval date attached. Borrowers who want a bigger city can look to St. Charles, IL about 5 miles away.

Batavia by the numbers

Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.

• Population: 26,235 people, a figure that places Batavia 82nd among the 1,294 Census places in Illinois (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.3% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 76 residents.
• Size percentile: with 26,235 residents, Batavia is larger than about 94% of Illinois's Census places.
• Density: the Census land area of 10.9 sq mi holds about 2,396 people per square mile.
• Land area: Batavia covers 10.9 square miles, the 88th-largest area among Illinois's 1,294 places.
• Water area: Batavia has 0.18 square miles of water, ranking 136th of 1,294 places in Illinois.
• Share of state population: Batavia's 26,235 residents are about 0.2% of Illinois.
• Nationally: Batavia is the 1,489th-largest of 19,457 Census places in the dataset.
• Growth rank: Batavia ranks 160th among Illinois's 1,294 places for the 2020-to-2023 change.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Batavia's 0.3%.
• Density in Illinois: Batavia ranks 162nd by people per square mile.
• Density in context: Batavia's 2,396 people per square mile sit against a Illinois median of 993.
• Location: 41.8477, -88.3110 (Census Gazetteer coordinates).
• Nearest larger cities: St. Charles (5 mi); Aurora (6 mi); Naperville (10 mi); Bartlett (10 mi); Carol Stream (10 mi). Larger metros often have more branches, but online lenders reach Batavia on the same terms.
• Smaller communities within reach: Geneva (3 mi); North Aurora (3 mi); West Chicago (6 mi).
• Smaller places within 50 miles: 283 of them.
• At 100 miles: 90 larger Census places fall inside that radius.

Where Batavia sits

Batavia covers about 10.9 square miles of land, with 0.18 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 2,396 residents per square mile. For the state's biggest city, Chicago, the distance is roughly 32 miles. Counting outward 50 miles, 65 larger communities surround Batavia. Within the same 50 miles lie 283 smaller Census places.

What a Batavia borrower is actually offered

In Batavia, a smaller city of about 26,235, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Batavia loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Batavia loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Illinois consumer-lending rules applied in Batavia

This table holds the Illinois rate and licensing rules for consumer loans made to Batavia's 26,235 residents.

A practical checklist for Batavia borrowers

These steps shape the offer you get in Batavia, a place of about 26,235 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Illinois licence by checking the regulator named above.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Batavia-specific: the same Illinois licensing and disclosure rules reach all 26,235 residents.

Lender access in Batavia

Batavia is fairly dense, with about 2,396 people per square mile and 65 larger places within 50 miles. What is available to Batavia's 26,235 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest bigger place is St. Charles, IL about 5 miles away.