Personal loans in Bassett, IA
Bassett shed about 2.3% of its population between the 2020 base and the 2023 estimate. The first question in Bassett is not the rate on offer but whether the payment fits; about 42 people live here under Iowa lending law.
The Census counts 42 people in Bassett, the 907th-largest figure among Iowa's 940 places. The nearest larger metro is Ionia, IA about 3 miles away. Which products a lender may offer to Bassett's 42 residents follows from the Iowa consumer-lending framework. Read the disclosure for an origination fee and any prepayment penalty before signing in Bassett.
What the Census records for Bassett
Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.
- Population: a Census-estimated 42, 907th among Iowa's 940 places (Vintage 2023).
- Population trend: A drop of about 2.3% from 2020 to 2023.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: roughly 4% of Iowa's places have fewer residents than Bassett's 42.
- Population density: about 107 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Bassett covers 0.4 square miles, the 727th-largest area among Iowa's 940 places.
- State share: roughly 0.0% of Iowa's residents live in Bassett (42 people).
- National rank: Bassett sits 19,082nd by population among the 19,457 places in this dataset.
- Growth rank: Bassett ranks 708th among Iowa's 940 places for the 2020-to-2023 change.
- Versus Iowa: the state average change is -0.7%, while Bassett moved 2.3%.
- Density rank: Bassett is the 897th most densely settled place in Iowa.
- Density vs Iowa: Bassett's 107 people per square mile compare with a state median of 672.
- Location: the Census Gazetteer records it at 43.0616, -92.5153.
- Nearest larger cities: Ionia (3 mi); North Washington (6 mi); Colwell (8 mi); Nashua (8 mi); Charles City (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Jackson Junction (24 mi); Owasa (56 mi); Galt (61 mi).
- Smaller neighbours: 1 places smaller than Bassett sit within 50 miles.
- Within 100 miles: 502 places are larger than Bassett.
A practical checklist for Bassett borrowers
Complete these steps first when you borrow in Bassett (42 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Iowa regulator's licence list.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
In Bassett as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 42 residents.
What Iowa law requires in Bassett
This table holds the Iowa rate and licensing rules for consumer loans made to Bassett's 42 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
How Bassett compares across Iowa
Set beside Iowa's 940 places, Bassett ranks 907th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 708th of 940 Iowa places, putting it near the 25th percentile for growth. At about 107 people per square mile, Bassett is the 897th most densely settled place in Iowa. Within 50 miles sit 1 smaller Census places, alongside the 125 that are larger.
The geography behind Bassett
Bassett covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 42 residents, the land area yields roughly 107 people per square mile. The state's population centre of gravity, Des Moines, is roughly 117 miles away. Within 50 miles of Bassett there are 125 larger Census places. By land area it ranks 727th of 940 Iowa places.
How lenders reach Bassett
With about 107 residents per square mile, Bassett is lightly settled, and 125 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Bassett's 42 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Ionia, IA about 3 miles away.
Common questions
What are my options in Bassett if my credit is poor?
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Nearby places
- Ionia, IA — population 219
- Nashua, IA — population 1,503
- North Washington, IA — population 108
- Colwell, IA — population 57
- Charles City, IA — population 7,228
- Alta Vista, IA — population 217
- Elma, IA — population 490
- New Hampton, IA — population 3,422