Personal loans in Basalt, ID

Work out your debt-to-income ratio first; lenders weigh it heavily, and Basalt's 371 residents are no exception. Basalt ranks 142nd of 197 places in Idaho, with a population near 371. A lender that serves Basalt operates under Idaho lending statutes and a Idaho supervisor. From the 2020 Census base to the 2023 estimate, the population rose by about 4.5%. The nearest larger metro is Firth, ID about 1 miles away.

Borrowing in Basalt: the local picture

Read the local figures below as context; read the sourced Idaho table as the rulebook a lender here must follow.

• Population: a Census-estimated 371, 142nd among Idaho's 197 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 4.5%.
• Change in people: the 2020-to-2023 comparison is a gain of about 16 residents.
• Size percentile: with 371 residents, Basalt is larger than about 28% of Idaho's Census places.
• Land and density: 0.3 square miles of land carry roughly 1,266 residents per square mile.
• Land area rank: Basalt's 0.3 square miles rank 170th of 197 places in Idaho.
• State share: roughly 0.0% of Idaho's residents live in Basalt (371 people).
• National rank: Basalt sits 14,390th by population among the 19,457 places in this dataset.
• Growth rank: Basalt ranks 114th among Idaho's 197 places for the 2020-to-2023 change.
• State comparison: Idaho's places average +7.1% for 2020-to-2023, against Basalt's 4.5%.
• Density rank: Basalt is the 84th most densely settled place in Idaho.
• Density vs Idaho: Basalt's 1,266 people per square mile compare with a state median of 1,026.
• Location: it lies at 43.3144, -112.1650 in the Census Gazetteer.
• Nearest larger cities: Firth (1 mi); Shelley (5 mi); Blackfoot (12 mi); Idaho Falls (14 mi); Ammon (15 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Mud Lake (40 mi); Swan Valley (43 mi); Bancroft (43 mi).
• Smaller places within 50 miles: 6 of them.
• Larger places within 100 miles: 56.

Basalt's place among Idaho's 197 places

Set beside Idaho's 197 places, Basalt ranks 142nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Basalt stands 114th among Idaho's 197 places — roughly the 42th percentile. Its roughly 1,266 residents per square mile place it 84th among Idaho's places. In land area, Basalt ranks 170th among Idaho's 197 places.

What shapes a Basalt personal loan

Most loans made to Basalt's 371 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Basalt's 371 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Basalt loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Basalt on the map

The Census Gazetteer records about 0.3 square miles of land within Basalt, with no significant water area listed. With 371 residents, the land area yields roughly 1,266 people per square mile. The largest place in Idaho, Boise City, lies about 205 miles away. A 50-mile radius around Basalt takes in 21 places that are larger. By land area it ranks 170th of 197 Idaho places.

Which Idaho laws govern a loan in Basalt

Read the table as a lender's compliance picture for Basalt: the rule, the sourced figure, the publisher and the date.

What is available to Basalt borrowers

Basalt is moderately settled, with about 1,266 people per square mile and 21 larger places within 50 miles. What is available to Basalt's 371 borrowers is set by Idaho licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Firth, ID about 1 miles away.