Personal loans in Bartonville, IL
An estimated 5,779 people make their home in Bartonville, a figure that ranks 306th in Illinois. Two households in Bartonville with comparable incomes can still be offered different rates; the city's 5,779 residents are not the reason.
The 2020 count to the 2023 estimate shows about 2.8% decline in Bartonville. Pull your credit reports and line up at least three offers before you apply from Bartonville. Lenders active in Bartonville report to a Illinois supervisor, identified in the sourced rows below. The nearest larger city is Pekin, IL about 5 miles away.
Bartonville by the numbers
Set out below is Bartonville's local context next to the state-level rules that reach every lender here.
- Population: an estimated 5,779 residents, 306th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 2.8% between 2020 and 2023.
- Net change: roughly 168 fewer people than the 2020 Census counted.
- Size percentile: roughly 76% of Illinois's places have fewer residents than Bartonville's 5,779.
- Density: the Census land area of 8.1 sq mi holds about 718 people per square mile.
- Land area: Bartonville covers 8.1 square miles, the 155th-largest area among Illinois's 1,294 places.
- Water: Bartonville holds about 0.45 square miles, the 55th-largest water area in Illinois.
- Share of Illinois: Bartonville holds about 0.1% of the state's population, some 5,779 people.
- National rank: Bartonville is 4,452nd of 19,457 places nationwide.
- Growth rank: Bartonville ranks 895th among Illinois's 1,294 places for the 2020-to-2023 change.
- Versus Illinois: the state average change is -2.0%, while Bartonville moved 2.8%.
- Density rank: Bartonville is the 839th most densely settled place in Illinois.
- Density vs Illinois: Bartonville's 718 people per square mile compare with a state median of 993.
- Location: 40.6420 / -89.6598, per the US Census Bureau Gazetteer.
- Nearest larger cities: Pekin (5 mi); East Peoria (7 mi); Peoria (8 mi); Morton (10 mi); Washington (13 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: North Pekin (3 mi); Creve Coeur (3 mi); Bellevue (3 mi).
- Smaller places within 50 miles: 142 of them.
- Within 100 miles: 63 places are larger than Bartonville.
Lender access in Bartonville
At roughly 718 people per square mile, Bartonville is moderately settled; 12 larger places lie within 50 miles. Lenders licensed in Illinois reach Bartonville's 5,779 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Pekin, IL about 5 miles away.
What Illinois law requires in Bartonville
This table holds the Illinois rate and licensing rules for consumer loans made to Bartonville's 5,779 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Steps to take before a Bartonville loan
Complete these steps first when you borrow in Bartonville (5,779 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Illinois regulator's licence records before you sign.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Bartonville-specific: the same Illinois licensing and disclosure rules reach all 5,779 residents.
How personal loans work in Bartonville
A Bartonville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 5,779 residents. A lender serving Bartonville's 5,779 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Bartonville loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Bartonville sits in Illinois
Set beside Illinois's 1,294 places, Bartonville ranks 306th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Bartonville stands 895th among Illinois's 1,294 places — roughly the 31th percentile. Its roughly 718 residents per square mile place it 839th among Illinois's places. By land area, its 8.1 square miles rank 155th of 1,294 places in Illinois.
Common questions
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Nearby places
- North Pekin, IL — population 1,439
- Bellevue, IL — population 1,839
- Creve Coeur, IL — population 4,828
- West Peoria, IL — population 4,152
- Marquette Heights, IL — population 2,490
- Norwood, IL — population 430
- Pekin, IL — population 31,126
- Mapleton, IL — population 250