Personal loans in Barrington Hills, IL
In Barrington Hills, one of 1,294 Census places in Illinois, the figure to compare across lenders is the APR, not the advertised rate.
Barrington Hills is home to roughly 4,018 people and stands 369th by size out of 1,294 Census places in Illinois. The nearest larger metro is Barrington, IL about 4 miles away. The trend for Barrington Hills between 2020 and 2023 is downward by roughly 2.1%. Lenders active in Barrington Hills report to a Illinois supervisor, identified in the sourced rows below. Compare APR, not the interest rate, because the APR folds in most fees on a Barrington Hills loan.
Local context for Barrington Hills
Here is the sourced Census picture for Barrington Hills, plus the Illinois lending rules that apply to a loan taken out here.
- Population: 4,018 — Barrington Hills ranks 369th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 2.1% between 2020 and 2023.
- Absolute change: 88 residents lost between 2020 and 2023.
- Size percentile: with 4,018 residents, Barrington Hills is larger than about 71% of Illinois's Census places.
- Population density: about 149 people per square mile across 27.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Barrington Hills ranks 12th among Illinois's 1,294 places, at 27.0 sq mi.
- Water area: Barrington Hills has 0.62 square miles of water, ranking 40th of 1,294 places in Illinois.
- State share: roughly 0.0% of Illinois's residents live in Barrington Hills (4,018 people).
- National rank: Barrington Hills is the 5,445th most populous of the 19,457 Census places covered here.
- Growth in Illinois: Barrington Hills stands 653rd by percentage change from 2020 to 2023, among 1,294 places.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Barrington Hills's 2.1%.
- Density in Illinois: Barrington Hills ranks 1,224th by people per square mile.
- Density in context: Barrington Hills's 149 people per square mile sit against a Illinois median of 993.
- Location: it lies at 42.1386, -88.2030 in the Census Gazetteer.
- Nearest larger cities: Barrington (4 mi); Fox River Grove (4 mi); South Barrington (4 mi); Carpentersville (5 mi); Lake Barrington (5 mi). Larger metros often have more branches, but online lenders reach Barrington Hills on the same terms.
- Smaller communities close by: East Dundee (4 mi); Trout Valley (5 mi); North Barrington (6 mi), each with its own Census population profile.
- Within a 50-mile radius: 89 smaller Census places.
- Larger places within 100 miles: 376.
Borrowing reach in Barrington Hills
Barrington Hills is a lightly settled community of about 4,018 people, with 237 larger places inside a 50-mile radius. What is available to Barrington Hills's 4,018 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Barrington, IL about 4 miles away.
Illinois consumer-lending rules applied in Barrington Hills
This table holds the Illinois rate and licensing rules for consumer loans made to Barrington Hills's 4,018 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
A practical checklist for Barrington Hills borrowers
Before you hand your details to a lender in Barrington Hills, where the population is near 4,018:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Illinois regulator's licence list.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Barrington Hills-specific: the same Illinois licensing and disclosure rules reach all 4,018 residents.
Barrington Hills on the map
Inside Barrington Hills's boundaries lie roughly 27.0 square miles of land and 0.62 square miles of water. The resulting density is about 149 people per square mile. The state's population centre of gravity, Chicago, is roughly 34 miles away. Within 50 miles of Barrington Hills there are 237 larger Census places. The 100-mile radius contains 376 larger places.
Barrington Hills against the rest of Illinois
Set beside Illinois's 1,294 places, Barrington Hills ranks 369th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Barrington Hills ranks 653rd of 1,294 in Illinois (about the 50th percentile). At about 149 people per square mile, Barrington Hills is the 1,224th most densely settled place in Illinois. The population moved by about 88 people between 2020 and 2023, a 2.1% shift.
Common questions
What are my options in Barrington Hills if my credit is poor?
What loan size can I expect in Barrington Hills?
Do I have to pledge anything to borrow in Barrington Hills?
Does comparing loans in Barrington Hills cost me credit score points?
Nearby places
- Fox River Grove, IL — population 4,619
- East Dundee, IL — population 3,115
- South Barrington, IL — population 4,974
- Trout Valley, IL — population 509
- Barrington, IL — population 10,476
- Lake Barrington, IL — population 5,092
- Cary, IL — population 17,977
- Carpentersville, IL — population 37,099