Personal loans in Barnesville, MD
If you are weighing a personal loan in Barnesville, start from the payment you can carry; its 144 residents face the same statewide rules. The Census counts 144 people in Barnesville, the 147th-largest figure among Maryland's 157 places.
Barnesville lost roughly 0.7% of its population across the 2020-to-2023 comparison. If debt is already a strain, a nonprofit credit counsellor can help Barnesville residents before they take on more. The next larger city is Poolesville, MD about 6 miles away. Every figure below is Maryland's own, applied to Barnesville's 144 residents, with the publisher and retrieval date attached.
Barnesville: the sourced local profile
Barnesville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 144 — Barnesville ranks 147th of 157 communities in Maryland (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 0.7% from 2020 to 2023.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: roughly 6% of Maryland places rank below Barnesville.
- Population density: about 294 people per square mile (Census land area 0.5 sq mi).
- By land area: Barnesville ranks 109th among Maryland's 157 places, at 0.5 sq mi.
- Share of state population: Barnesville's 144 residents are about 0.0% of Maryland.
- National rank: Barnesville is the 17,362nd most populous of the 19,457 Census places covered here.
- Growth rank: Barnesville ranks 90th among Maryland's 157 places for the 2020-to-2023 change.
- State comparison: Maryland's places average +0.7% for 2020-to-2023, against Barnesville's 0.7%.
- Density rank: Barnesville is the 153rd most densely settled place in Maryland.
- Against the state median: Barnesville runs about 294 residents per square mile, where the Maryland median is 1,734.
- Location: coordinates 39.2239, -77.3761 (US Census Bureau Gazetteer).
- Nearest larger cities: Poolesville (6 mi); Gaithersburg (11 mi); Washington Grove (12 mi); Leesburg (13 mi); New Market (13 mi). Larger metros often have more branches, but online lenders reach Barnesville on the same terms.
- Nearest smaller towns: Hillsboro (19 mi); Port Tobacco Village (53 mi); Highland Beach (53 mi) — useful context for the surrounding area.
- Smaller neighbours: 1 places smaller than Barnesville sit within 50 miles.
- At 100 miles: 388 larger Census places fall inside that radius.
How Maryland law applies in Barnesville
For the roughly 144 residents of Barnesville, the rules below are Maryland's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| OFR consumer-loan interest-rate limits | 2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000 Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
Barnesville's place among Maryland's 157 places
Among Maryland's 157 places, Barnesville sits at 147th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Barnesville ranks 90th of 157 in Maryland (about the 43th percentile). At about 294 people per square mile, Barnesville is the 153rd most densely settled place in Maryland. Within 50 miles sit 1 smaller Census places, alongside the 122 that are larger.
Steps to take before a Barnesville loan
These steps shape the offer you get in Barnesville, a place of about 144 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Maryland regulator's licence records before you sign.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
The process is identical across Maryland; what changes is your credit file, not the fact that Barnesville holds 144 people.
Getting a loan in Barnesville
With about 294 residents per square mile, Barnesville is lightly settled, and 122 larger Census places sit within 50 miles. Whether Barnesville has a local branch or not, a Maryland-licensed lender can serve its 144 people online on the same terms. For a larger market, the closest option is Poolesville, MD about 6 miles away.
The anatomy of a Barnesville personal loan
Most loans made to Barnesville's 144 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Barnesville loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Barnesville loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Barnesville if my credit is poor?
What loan size can I expect in Barnesville?
Do I have to pledge anything to borrow in Barnesville?
Does comparing loans in Barnesville cost me credit score points?
Nearby places
- Poolesville, MD — population 5,720
- Gaithersburg, MD — population 69,563
- New Market, MD — population 1,641
- Frederick, MD — population 85,793
- Leesburg, VA — population 49,312
- Washington Grove, MD — population 500
- Laytonsville, MD — population 572
- Walkersville, MD — population 6,610