Personal loans in Bardstown, KY

Bardstown counts about 13,832 people, and what is genuinely local about borrowing here is limited — Kentucky law does the governing. Compare APR, not the interest rate, because the APR folds in most fees on a Bardstown loan. To lend to Bardstown's 13,832 residents, a company must hold a Kentucky licence, and each sourced row below names the regulator behind it. The closest larger city is Mount Washington, KY about 16 miles away.

What the Census records for Bardstown

Bardstown is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 13,832, 31st among Kentucky's 416 places (Vintage 2023).
• Population trend: Growth of about 2.0% across the 2020-to-2023 comparison.
• Absolute change: 267 residents added between 2020 and 2023.
• Size percentile: Bardstown sits ahead of around 93% of Kentucky places, at 13,832 people.
• Land and density: 12.1 square miles of land carry roughly 1,142 residents per square mile.
• Land area rank: Bardstown's 12.1 square miles rank 28th of 416 places in Kentucky.
• Water area: Bardstown has 0.08 square miles of water, ranking 63rd of 416 places in Kentucky.
• State population share: Bardstown accounts for about 0.7% of everyone in Kentucky.
• National standing: Bardstown ranks 2,501st of 19,457 US places.
• Growth in Kentucky: Bardstown stands 86th by percentage change from 2020 to 2023, among 416 places.
• State comparison: Kentucky's places average -0.2% for 2020-to-2023, against Bardstown's 2.0%.
• Density rank: Bardstown is the 190th most densely settled place in Kentucky.
• Against the state median: Bardstown runs about 1,142 residents per square mile, where the Kentucky median is 1,045.
• Location: the Census Gazetteer records it at 37.8177, -85.4553.
• Nearest larger cities: Mount Washington (16 mi); Shepherdsville (18 mi); Elizabethtown (24 mi); Radcliff (26 mi); Jeffersontown (28 mi). Living near a larger metro rarely changes what is available in Bardstown.
• Nearest smaller towns: Fairfield (9 mi); Bloomfield (10 mi); Loretto (13 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 149 smaller Census places.
• Larger places within 100 miles: 30.

Kentucky rules behind a Bardstown personal loan

Kentucky has no separate rate rule for Bardstown; the sourced rows below are what reach every lender that serves its 13,832 people.

Bardstown: area, density and distance

Bardstown covers about 12.1 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). With 13,832 residents, the land area yields roughly 1,142 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 56 miles away. Bardstown has 14 larger places within a 50-mile radius. Within the same 50 miles lie 149 smaller Census places.

Bardstown's place among Kentucky's 416 places

Bardstown is the 31st-largest of 416 Census places in Kentucky and contains about 0.7% of the state's people. For population change between 2020 and 2023, Bardstown ranks 86th of 416 in Kentucky (about the 79th percentile). By density, at about 1,142 people per square mile, it ranks 190th in Kentucky. Within 50 miles sit 149 smaller Census places, alongside the 14 that are larger.

Getting a loan in Bardstown

Bardstown is a moderately settled community of about 13,832 people, with 14 larger places inside a 50-mile radius. Distance to a branch rarely matters for Bardstown's 13,832 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Mount Washington, KY about 16 miles away.

Inside a Bardstown personal loan

A Bardstown personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 13,832 residents. A lender serving Bardstown's 13,832 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Bardstown loan is knowable in advance — unlike a revolving card balance.