Personal loans in Baker, MT

The Census counts 1,800 people in Baker, the 40th-largest figure among Montana's 127 places. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Baker loan. Baker gained roughly 0.1% in population across the 2020-to-2023 comparison. The closest larger city is Glendive, MT about 55 miles away.

What the Census records for Baker

Baker is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 1,800 people live here, which puts Baker 40th of 127 Census places in Montana (Vintage 2023).
• Population trend: A rise of about 0.1% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
• Size percentile: roughly 69% of Montana places rank below Baker.
• Population density: about 1,746 people per square mile (Census land area 1.0 sq mi).
• Land area: Baker covers 1.0 square miles, the 54th-largest area among Montana's 127 places.
• Water: Baker holds about 0.10 square miles, the 10th-largest water area in Montana.
• Share of Montana: Baker holds about 0.3% of the state's population, some 1,800 people.
• National rank: Baker sits 8,008th by population among the 19,457 places in this dataset.
• Growth rank: Baker's 2020-to-2023 change ranks 82nd of 127 places in Montana.
• Versus Montana: the state average change is +3.8%, while Baker moved 0.1%.
• Density rank: Baker places 29th among Montana's places by people per square mile.
• Density in context: Baker's 1,746 people per square mile sit against a Montana median of 1,071.
• Location: mapped by the US Census Bureau at 46.3649, -104.2733.
• Nearest larger cities: Glendive (55 mi); Miles City (75 mi); Dickinson (79 mi); Sidney (93 mi); Watford City (110 mi). Online lenders reach Baker no matter how far the nearest branch is.
• Smaller places close by: Plevna (12 mi); Marmarth (17 mi); Ismay (26 mi).
• Within a 50-mile radius: 11 smaller Census places.
• At 100 miles: 4 larger Census places fall inside that radius.

Baker's place among Montana's 127 places

Within Montana, Baker holds roughly 0.3% of all residents, the 40th-largest share among 127 places. For population change between 2020 and 2023, Baker ranks 82nd of 127 in Montana (about the 35th percentile). Its roughly 1,746 residents per square mile place it 29th among Montana's places. By land area, its 1.0 square miles rank 54th of 127 places in Montana.

What Montana law requires in Baker

Every row below records a Montana rule, its publisher and its retrieval date — the same rules a Baker lender must follow.

Baker: area, density and distance

Inside Baker's boundaries lie roughly 1.0 square miles of land and 0.10 square miles of water. The resulting density is about 1,746 people per square mile. The state's population centre of gravity, Billings, is roughly 209 miles away. Within 50 miles of Baker there are 0 larger Census places. Within the same 50 miles lie 11 smaller Census places.

What a Baker borrower is actually offered

In Baker, a small community of about 1,800, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Baker can be quoted different APRs on the same amount and term. Shortening the term on a Baker loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Steps to take before a Baker loan

A sensible order of operations for a loan in Baker, home to about 1,800 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Montana regulator's licence list.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Baker as elsewhere in Montana, the written terms — not the advertisement — are what count for its 1,800 residents.