Personal loans in Baggs, WY

The trend for Baggs between 2020 and 2023 is downward by roughly 0.2%. Pull your credit reports and line up at least three offers before you apply from Baggs. Every figure below is Wyoming's own, applied to Baggs's 405 residents, with the publisher and retrieval date attached. The closest larger city is Craig, CO about 36 miles away.

Baggs: population, trend and location

Set out below is Baggs's local context next to the state-level rules that reach every lender here.

• Population: 405 residents; Baggs is the 60th-largest of 99 places in Wyoming (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 0.2% across the 2020-to-2023 comparison.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: roughly 39% of Wyoming places rank below Baggs.
• Density: roughly 802 residents per square mile, spread over 0.5 sq mi of land.
• By land area: Baggs ranks 77th among Wyoming's 99 places, at 0.5 sq mi.
• State population share: Baggs accounts for about 0.1% of everyone in Wyoming.
• Nationally: Baggs is the 14,043rd-largest of 19,457 Census places in the dataset.
• Growth in Wyoming: Baggs stands 71st by percentage change from 2020 to 2023, among 99 places.
• Against the state trend: Baggs's 0.2% change compares with a Wyoming average of +1.7% across its 99 places.
• Density rank: Baggs is the 43rd most densely settled place in Wyoming.
• Density in context: Baggs's 802 people per square mile sit against a Wyoming median of 699.
• Location: coordinates 41.0347, -107.6573 (US Census Bureau Gazetteer).
• Nearest larger cities: Craig (36 mi); Hayden (43 mi); Encampment (46 mi); Saratoga (53 mi); Rawlins (56 mi). Larger metros often have more branches, but online lenders reach Baggs on the same terms.
• Smaller places nearby: Dixon (6 mi); Wamsutter (47 mi); Riverside (47 mi).
• Smaller neighbours: 3 places smaller than Baggs sit within 50 miles.
• Within 100 miles: 14 places are larger than Baggs.

What Wyoming law requires in Baggs

For the roughly 405 residents of Baggs, the rules below are Wyoming's own; each row carries its publisher and retrieval date.

Where Baggs sits in Wyoming

Within Wyoming, Baggs holds roughly 0.1% of all residents, the 60th-largest share among 99 places. For population change between 2020 and 2023, Baggs ranks 71st of 99 in Wyoming (about the 28th percentile). At about 802 people per square mile, Baggs is the 43rd most densely settled place in Wyoming. In land area, Baggs ranks 77th among Wyoming's 99 places.

A practical checklist for Baggs borrowers

A sensible order of operations for a loan in Baggs, home to about 405 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Wyoming regulator's records to confirm the lender is licensed here.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

The process is identical across Wyoming; what changes is your credit file, not the fact that Baggs holds 405 people.

Baggs: area, density and distance

Inside Baggs's boundaries lie about 0.5 square miles of land, with no significant water area recorded. With 405 residents, the land area yields roughly 802 people per square mile. Cheyenne, the largest place in Wyoming, is about 149 miles from Baggs. A 50-mile radius around Baggs takes in 3 places that are larger. The 100-mile radius contains 14 larger places.

What is available to Baggs borrowers

Baggs is moderately settled, with about 802 people per square mile and 3 larger places within 50 miles. Whether Baggs has a local branch or not, a Wyoming-licensed lender can serve its 405 people online on the same terms. For a larger market, the closest option is Craig, CO about 36 miles away.