Personal loans in Babylon, NY

Consumer lending that reaches Babylon's 12,106 residents is governed by New York statute; no city ordinance changes it. At about 12,106 residents, Babylon is larger than roughly 88% of the places in New York. Use the calculator on this page to price an amount and term before you commit in Babylon. Population in Babylon dropped about 0.7% over the three years from 2020 to 2023. The closest larger place is Lindenhurst, NY about 2 miles away.

What the Census records for Babylon

Set out below is Babylon's local context next to the state-level rules that reach every lender here.

• Population: 12,106 — Babylon ranks 71st of 595 communities in New York (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.7% fewer residents than the 2020 Census counted.
• Net change: roughly 85 fewer people than the 2020 Census counted.
• Size percentile: Babylon sits ahead of around 88% of New York places, at 12,106 people.
• Land and density: 2.4 square miles of land carry roughly 5,021 residents per square mile.
• Land area rank: Babylon's 2.4 square miles rank 164th of 595 places in New York.
• Water: Babylon holds about 0.38 square miles, the 70th-largest water area in New York.
• Within New York: about 0.1% of the state's population lives in Babylon.
• National rank: Babylon is the 2,759th most populous of the 19,457 Census places covered here.
• Growth rank: Babylon's 2020-to-2023 change ranks 166th of 595 places in New York.
• Against the state trend: Babylon's 0.7% change compares with a New York average of -1.1% across its 595 places.
• Density rank: Babylon is the 67th most densely settled place in New York.
• Density vs New York: Babylon's 5,021 people per square mile compare with a state median of 1,515.
• Location: it lies at 40.6937, -73.3260 in the Census Gazetteer.
• Nearest larger cities: Lindenhurst (2 mi); Massapequa Park (7 mi); Freeport (14 mi); Westbury (15 mi); Hempstead (15 mi). Living near a larger metro rarely changes what is available in Babylon.
• Smaller communities within reach: Brightwaters (4 mi); Amityville (5 mi); Farmingdale (7 mi).
• Smaller places within 50 miles: 169 of them.
• Within 100 miles: 127 places are larger than Babylon.

What to do before borrowing in Babylon

For Babylon's roughly 12,106 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a New York licence by checking the regulator named above.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

What differs between Babylon and the rest of New York is not the process but the borrower's own file, among the 12,106 people here.

How lenders reach Babylon

Babylon is a densely built community of about 12,106 people, with 81 larger places inside a 50-mile radius. What is available to Babylon's 12,106 borrowers is set by New York licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Lindenhurst, NY about 2 miles away.

How Babylon compares across New York

Within New York, Babylon holds roughly 0.1% of all residents, the 71st-largest share among 595 places. On the 2020-to-2023 trend, Babylon stands 166th among New York's 595 places — roughly the 72th percentile. At about 5,021 people per square mile, Babylon is the 67th most densely settled place in New York. By land area, its 2.4 square miles rank 164th of 595 places in New York.

Babylon on the map

Inside Babylon's boundaries lie roughly 2.4 square miles of land and 0.38 square miles of water. The resulting density is about 5,021 people per square mile. New York, the largest place in New York, is about 32 miles from Babylon. Counting outward 50 miles, 81 larger communities surround Babylon. Within the same 50 miles lie 169 smaller Census places.

The state rulebook for Babylon

Read the table as a lender's compliance picture for Babylon: the rule, the sourced figure, the publisher and the date.