Personal loans in Avinger, TX
Personal loans in Avinger are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 370 population. About 370 people live in Avinger, placing it 1,044th of 1,224 Census places in Texas.
A 2020-to-2023 comparison shows Avinger down by about 0.5%. Which products a lender may offer to Avinger's 370 residents follows from the Texas consumer-lending framework. Use the calculator on this page to price an amount and term before you commit in Avinger. The closest larger city is Hughes Springs, TX about 8 miles away.
The Avinger data picture
Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.
- Population: an estimated 370 residents, 1,044th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 0.5% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: roughly 15% of Texas's places have fewer residents than Avinger's 370.
- Population density: about 190 people per square mile across 1.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Avinger's 1.9 square miles rank 732nd of 1,224 places in Texas.
- Water area rank: Avinger ranks 549th among Texas's 1,224 places, with 0.01 sq mi.
- Share of state population: Avinger's 370 residents are about 0.0% of Texas.
- National rank: Avinger is 14,403rd of 19,457 places nationwide.
- Growth rank: Avinger ranks 920th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Avinger moved 0.5%.
- Density rank: Avinger is the 1,120th most densely settled place in Texas.
- Density vs Texas: Avinger's 190 people per square mile compare with a state median of 840.
- Location: the Census Gazetteer records it at 32.8969, -94.5527.
- Nearest larger cities: Hughes Springs (8 mi); Lone Star (10 mi); Ore City (12 mi); Linden (14 mi); Daingerfield (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Marietta (19 mi); Douglassville (23 mi); Uncertain (28 mi).
- Within a 50-mile radius: 14 smaller Census places.
- Larger places within 100 miles: 185.
What shapes a Avinger personal loan
With roughly 370 residents, Avinger is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Avinger loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Avinger decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Avinger
Avinger is a lightly settled community of about 370 people, with 56 larger places inside a 50-mile radius. Distance to a branch rarely matters for Avinger's 370 residents: the application is online and the price follows your credit file. The nearest bigger place is Hughes Springs, TX about 8 miles away.
Avinger in state context
Within Texas, Avinger holds roughly 0.0% of all residents, the 1,044th-largest share among 1,224 places. Its 2020-to-2023 change ranks 920th of 1,224 Texas places, putting it near the 25th percentile for growth. At about 190 people per square mile, Avinger is the 1,120th most densely settled place in Texas. The population moved by about 2 people between 2020 and 2023, a 0.5% shift.
The state rulebook for Avinger
Read the table as a lender's compliance picture for Avinger: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
A pre-application checklist for Avinger
Before you hand your details to a lender in Avinger, where the population is near 370:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Texas regulator's licence list.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
In Avinger as elsewhere in Texas, the written terms — not the advertisement — are what count for its 370 residents.
Common questions
What are my options in Avinger if my credit is poor?
What loan size can I expect in Avinger?
Do I have to pledge anything to borrow in Avinger?
Does comparing loans in Avinger cost me credit score points?
Nearby places
- Hughes Springs, TX — population 1,548
- Lone Star, TX — population 1,397
- Ore City, TX — population 1,175
- Daingerfield, TX — population 2,502
- Linden, TX — population 1,813
- Jefferson, TX — population 1,851
- Marietta, TX — population 113
- Naples, TX — population 1,401