Personal loans in Audubon, MN

Audubon is one of 853 Census places in Minnesota; its 562 residents put it at 463rd. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Audubon's 562 residents. Census figures put the 2020-to-2023 decrease in Audubon at about 0.7%. The nearest larger city is Lake Park, MN about 6 miles away.

Audubon by the numbers

Most of what governs a Audubon loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.

• Population: 562 — Audubon ranks 463rd of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.7% from 2020 to 2023.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: about 46% of Minnesota communities are smaller than Audubon (562 residents).
• Density: the Census land area of 0.7 sq mi holds about 767 people per square mile.
• Land area: Audubon covers 0.7 square miles, the 611th-largest area among Minnesota's 853 places.
• Within Minnesota: about 0.0% of the state's population lives in Audubon.
• National rank: Audubon sits 12,685th by population among the 19,457 places in this dataset.
• Growth in Minnesota: Audubon stands 418th by percentage change from 2020 to 2023, among 853 places.
• Versus Minnesota: the state average change is +0.1%, while Audubon moved 0.7%.
• Density in Minnesota: Audubon ranks 365th by people per square mile.
• Density vs Minnesota: Audubon's 767 people per square mile compare with a state median of 607.
• Location: 46.8652, -95.9841 (Census Gazetteer coordinates).
• Nearest larger cities: Lake Park (6 mi); Detroit Lakes (8 mi); Hawley (16 mi); Frazee (16 mi); Pelican Rapids (21 mi). Living near a larger metro rarely changes what is available in Audubon.
• Nearest smaller towns: Callaway (9 mi); Hitterdal (15 mi); Ogema (17 mi).
• Smaller neighbours: 39 places smaller than Audubon sit within 50 miles.
• At 100 miles: 93 larger Census places fall inside that radius.

The anatomy of a Audubon personal loan

Audubon is a small community of about 562 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Audubon. The term you choose in Audubon decides the split between a comfortable payment and the total interest you pay.

Audubon's place among Minnesota's 853 places

Among Minnesota's 853 places, Audubon sits at 463rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 418th of 853 Minnesota places, putting it near the 51th percentile for growth. By density, at about 767 people per square mile, it ranks 365th in Minnesota. Between 2020 and 2023 the count changed by roughly 4 residents.

Minnesota consumer-lending rules applied in Audubon

This table holds the Minnesota rate and licensing rules for consumer loans made to Audubon's 562 residents.

Steps to take before a Audubon loan

Complete these steps first when you borrow in Audubon (562 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Minnesota licence with the regulator named above before committing.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Audubon-specific: the same Minnesota licensing and disclosure rules reach all 562 residents.

The geography behind Audubon

Audubon covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 767 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 185 miles away. A 50-mile radius around Audubon takes in 29 places that are larger. By land area it ranks 611th of 853 Minnesota places.