Personal loans in Auburn, GA

Pull your credit reports and line up at least three offers before you apply from Auburn. Rate ceilings, licensing requirements and product limits for Auburn are all set at the Georgia level. The trend for Auburn between 2020 and 2023 is upward by roughly 29.3%. The closest larger city is Braselton, GA about 6 miles away.

Auburn: population, trend and location

What follows is Auburn's place in the Census record, alongside the Georgia rules that govern a personal loan made here.

• Population: an estimated 9,688 residents, 99th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 29.3% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 2,195 residents.
• Size percentile: Auburn's 9,688 people outrank roughly 82% of the places in Georgia.
• Density: roughly 1,431 residents per square mile, spread over 6.8 sq mi of land.
• Land area: Auburn covers 6.8 square miles, the 143rd-largest area among Georgia's 536 places.
• Water area rank: Auburn ranks 238th among Georgia's 536 places, with 0.03 sq mi.
• Share of state population: Auburn's 9,688 residents are about 0.2% of Georgia.
• National rank: Auburn sits 3,226th by population among the 19,457 places in this dataset.
• Growth rank: Auburn ranks 9th among Georgia's 536 places for the 2020-to-2023 change.
• Versus Georgia: the state average change is +3.4%, while Auburn moved 29.3%.
• Density rank: Auburn is the 67th most densely settled place in Georgia.
• Against the state median: Auburn runs about 1,431 residents per square mile, where the Georgia median is 536.
• Location: 34.0152, -83.8337 (US Census Bureau Gazetteer).
• Nearest larger cities: Braselton (6 mi); Winder (7 mi); Lawrenceville (10 mi); Buford (11 mi); Flowery Branch (12 mi). Online lenders reach Auburn no matter how far the nearest branch is.
• Nearest smaller towns: Carl (1 mi); Dacula (4 mi); Hoschton (6 mi).
• Smaller places within 50 miles: 85 of them.
• Within 100 miles: 75 places are larger than Auburn.

The Georgia lending rules that reach Auburn

Every row below records a Georgia rule, its publisher and its retrieval date — the same rules a Auburn lender must follow.

How a Auburn personal loan is priced

Most loans made to Auburn's 9,688 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Auburn lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Auburn loan but raises total interest, so the smallest payment is not the cheapest loan.

What is available to Auburn borrowers

Auburn is a moderately settled community of about 9,688 people, with 48 larger places inside a 50-mile radius. Whether Auburn has a local branch or not, a Georgia-licensed lender can serve its 9,688 people online on the same terms. For a larger market, the closest option is Braselton, GA about 6 miles away.

Land, water and location for Auburn

Auburn's land area is about 6.8 square miles; a further 0.03 square miles is water. With 9,688 residents, the land area yields roughly 1,431 people per square mile. The state's population centre of gravity, Atlanta, is roughly 38 miles away. Within 50 miles of Auburn there are 48 larger Census places. The 100-mile radius contains 75 larger places.

Auburn against the rest of Georgia

Auburn is the 99th-largest of 536 Census places in Georgia and contains about 0.2% of the state's people. On the 2020-to-2023 trend, Auburn stands 9th among Georgia's 536 places — roughly the 98th percentile. At about 1,431 people per square mile, Auburn is the 67th most densely settled place in Georgia. Within 50 miles sit 85 smaller Census places, alongside the 48 that are larger.