Personal loans in Astoria, OR

The Census counts 9,986 people in Astoria, the 58th-largest figure among Oregon's 240 places. Pull your credit reports and line up at least three offers before you apply from Astoria. The 2020 count to the 2023 estimate shows about 2.0% decline in Astoria. The next larger city is Longview, WA about 41 miles away.

Astoria: the sourced local profile

The figures below are Astoria's own — Census population, land area and coordinates — followed by the Oregon rules.

• Population: the Census counts 9,986 residents in Astoria (Vintage 2023 subcounty estimate), the 58th-largest figure among Oregon's 240 places.
• Population trend: Lower by roughly 2.0% since the 2020 count.
• Absolute change: 200 residents lost between 2020 and 2023.
• Size percentile: with 9,986 residents, Astoria is larger than about 76% of Oregon's Census places.
• Land and density: 6.1 square miles of land carry roughly 1,635 residents per square mile.
• Land area rank: Astoria's 6.1 square miles rank 39th of 240 places in Oregon.
• Water area rank: Astoria ranks 4th among Oregon's 240 places, with 3.83 sq mi.
• Share of Oregon: Astoria holds about 0.3% of the state's population, some 9,986 people.
• National rank: Astoria is 3,168th of 19,457 places nationwide.
• Growth rank: Astoria's 2020-to-2023 change ranks 208th of 240 places in Oregon.
• Against the state trend: Astoria's 2.0% change compares with a Oregon average of +0.7% across its 240 places.
• Density rank: Astoria is the 116th most densely settled place in Oregon.
• Against the state median: Astoria runs about 1,635 residents per square mile, where the Oregon median is 1,575.
• Location: mapped by the US Census Bureau at 46.1874, -123.8151.
• Nearest larger cities: Longview (41 mi); Kelso (45 mi); St. Helens (53 mi); Aberdeen (54 mi); Centralia (55 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Warrenton (6 mi); Gearhart (12 mi); Ilwaco (13 mi).
• Smaller neighbours: 25 places smaller than Astoria sit within 50 miles.
• At 100 miles: 51 larger Census places fall inside that radius.

What a Astoria borrower is actually offered

Astoria is a small town of about 9,986 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Astoria loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Astoria loan is knowable in advance — unlike a revolving card balance.

Before you apply in Astoria

For Astoria's roughly 9,986 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Oregon licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Astoria and the rest of Oregon is not the process but the borrower's own file, among the 9,986 people here.

Astoria: area, density and distance

Astoria's land area is about 6.1 square miles; a further 3.83 square miles is water. Spread across it are roughly 1,635 residents per square mile. For the state's biggest city, Portland, the distance is roughly 72 miles. Astoria has 2 larger places within a 50-mile radius. Within the same 50 miles lie 25 smaller Census places.

Astoria in state context

Against Oregon's other places, Astoria accounts for about 0.3% of the state's population and ranks 58th of 240 by size. On the 2020-to-2023 trend, Astoria stands 208th among Oregon's 240 places — roughly the 13th percentile. At about 1,635 people per square mile, Astoria is the 116th most densely settled place in Oregon. Within 50 miles sit 25 smaller Census places, alongside the 2 that are larger.

The state rulebook for Astoria

Every row below records a Oregon rule, its publisher and its retrieval date — the same rules a Astoria lender must follow.