Personal loans in Ashton, NE
Ashton is a small community in Nebraska, with an estimated 195 residents, and every licensed lender here follows the same state rulebook. Ashton ranks 334th of 527 places in Nebraska, with a population near 195.
Over 2020 to 2023, Ashton recorded almost no population movement. State law, not city hall, decides what a lender may do to Ashton's roughly 195 residents, and a state regulator supervises it. If debt is already a strain, a nonprofit credit counsellor can help Ashton residents before they take on more. The nearest larger metro is Loup City, NE about 9 miles away.
Where Ashton stands
Most of what governs a Ashton loan is written in Nebraska law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 195, 334th among Nebraska's 527 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is under a tenth of a percent.
- Size percentile: about 37% of Nebraska's Census places are smaller than Ashton.
- Land and density: 0.6 square miles of land carry roughly 329 residents per square mile.
- By land area: Ashton ranks 192nd among Nebraska's 527 places, at 0.6 sq mi.
- Within Nebraska: about 0.0% of the state's population lives in Ashton.
- National rank: Ashton is the 16,562nd most populous of the 19,457 Census places covered here.
- Growth rank: Ashton ranks 187th among Nebraska's 527 places for the 2020-to-2023 change.
- Against the state trend: Ashton's 0.0% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Ashton places 441st among Nebraska's places by people per square mile.
- Density in context: Ashton's 329 people per square mile sit against a Nebraska median of 830.
- Location: coordinates 41.2477, -98.7951 (US Census Bureau Gazetteer).
- Nearest larger cities: Loup City (9 mi); Elba (12 mi); Dannebrog (16 mi); Scotia (16 mi); Ravenna (16 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Farwell (9 mi); Rockville (9 mi); Cotesfield (11 mi).
- Within a 50-mile radius: 20 smaller Census places.
- Within 100 miles: 160 places are larger than Ashton.
Ashton against the rest of Nebraska
Among Nebraska's 527 places, Ashton sits at 334th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Ashton stands 187th among Nebraska's 527 places — roughly the 65th percentile. By density, at about 329 people per square mile, it ranks 441st in Nebraska. Between 2020 and 2023 the count changed by roughly 0 residents.
Nebraska consumer-lending rules applied in Ashton
This table holds the Nebraska rate and licensing rules for consumer loans made to Ashton's 195 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
What a Ashton borrower is actually offered
A Ashton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 195 residents. A lender serving Ashton's 195 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Ashton loan is knowable in advance — unlike a revolving card balance.
Ashton: area, density and distance
Ashton covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 329 residents per square mile. The largest place in Nebraska, Omaha, lies about 142 miles away. Within 50 miles of Ashton there are 44 larger Census places. Within the same 50 miles lie 20 smaller Census places.
Getting a loan in Ashton
At roughly 329 people per square mile, Ashton is lightly settled; 44 larger places lie within 50 miles. A Nebraska licence lets a lender serve Ashton without a local office, so branch density does not change what its 195 residents are offered. The nearest bigger place is Loup City, NE about 9 miles away.
Common questions
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Nearby places
- Rockville, NE — population 89
- Farwell, NE — population 135
- Loup City, NE — population 1,062
- Howard City (Boelus), NE — population 183
- Cotesfield, NE — population 30
- Elba, NE — population 196
- Scotia, NE — population 297
- Ravenna, NE — population 1,382