Personal loans in Arthur, IA

Arthur is one of 940 Census places in Iowa; its 216 residents put it at 647th. Price two or three terms so you can see which payment is truly affordable in Arthur. Rate ceilings, licensing requirements and product limits for Arthur are all set at the Iowa level. Borrowers who want a bigger city can look to Odebolt, IA about 5 miles away.

What the Census records for Arthur

Here is the sourced Census picture for Arthur, plus the Iowa lending rules that apply to a loan taken out here.

• Population: a Census-estimated 216, 647th among Iowa's 940 places (Vintage 2023).
• Population trend: Lower by roughly 2.3% since the 2020 count.
• People gained or lost: about 5 fewer since the 2020 base.
• Size percentile: Arthur sits ahead of around 31% of Iowa places, at 216 people.
• Density: roughly 1,469 residents per square mile, spread over 0.1 sq mi of land.
• Land area rank: Arthur's 0.1 square miles rank 892nd of 940 places in Iowa.
• Share of Iowa: Arthur holds about 0.0% of the state's population, some 216 people.
• National rank: Arthur sits 16,227th by population among the 19,457 places in this dataset.
• Growth rank: Arthur's 2020-to-2023 change ranks 690th of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Arthur's 2.3%.
• Density rank: Arthur places 79th among Iowa's places by people per square mile.
• Density in context: Arthur's 1,469 people per square mile sit against a Iowa median of 672.
• Location: it lies at 42.3354, -95.3469 in the Census Gazetteer.
• Nearest larger cities: Odebolt (5 mi); Ida Grove (6 mi); Kiron (10 mi); Schaller (11 mi); Galva (12 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Nemaha (18 mi); Ricketts (18 mi); Washta (25 mi).
• Within a 50-mile radius: 40 smaller Census places.
• At 100 miles: 344 larger Census places fall inside that radius.

How Arthur compares across Iowa

Set beside Iowa's 940 places, Arthur ranks 647th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 690th of 940 Iowa places, putting it near the 27th percentile for growth. Its roughly 1,469 residents per square mile place it 79th among Iowa's places. By land area, its 0.1 square miles rank 892nd of 940 places in Iowa.

A practical checklist for Arthur borrowers

Before you apply in Arthur, a community of about 216, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Arthur-specific: the same Iowa licensing and disclosure rules reach all 216 residents.

How Iowa law applies in Arthur

Read the table as a lender's compliance picture for Arthur: the rule, the sourced figure, the publisher and the date.

Getting a loan in Arthur

With about 1,469 residents per square mile, Arthur is moderately settled, and 83 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Arthur's 216 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Odebolt, IA about 5 miles away.

The geography behind Arthur

Inside Arthur's boundaries lie about 0.1 square miles of land, with no significant water area recorded. With 216 residents, the land area yields roughly 1,469 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 104 miles. Arthur has 83 larger places within a 50-mile radius. The 100-mile radius contains 344 larger places.