Personal loans in Arlington, MN
Personal loans in Arlington are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 2,305 population. Roughly 2,305 residents live in Arlington, the 246th-largest community in Minnesota.
The next larger city is Gaylord, MN about 8 miles away. Arlington gained roughly 2.5% in population across the 2020-to-2023 comparison. Consumer lending that reaches Arlington's 2,305 residents is governed by Minnesota statute; no city ordinance changes it. Work out your debt-to-income ratio first; lenders weigh it heavily, and Arlington's 2,305 residents are no exception.
Where Arlington stands
Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.
- Population: about 2,305 people live here, which puts Arlington 246th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: Growth of about 2.5% across the 2020-to-2023 comparison.
- Net change: roughly 57 more people than the 2020 Census counted.
- Size percentile: about 71% of Minnesota's Census places are smaller than Arlington.
- Population density: 1,433 people per square mile on 1.6 square miles of land.
- By land area: Arlington ranks 374th among Minnesota's 853 places, at 1.6 sq mi.
- Share of state population: Arlington's 2,305 residents are about 0.0% of Minnesota.
- National rank: Arlington is the 7,102nd most populous of the 19,457 Census places covered here.
- Growth rank: Arlington's 2020-to-2023 change ranks 144th of 853 places in Minnesota.
- Against the state trend: Arlington's 2.5% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Arlington is the 146th most densely settled place in Minnesota.
- Density vs Minnesota: Arlington's 1,433 people per square mile compare with a state median of 607.
- Location: 44.6083 / -94.0768, per the US Census Bureau Gazetteer.
- Nearest larger cities: Gaylord (8 mi); Glencoe (12 mi); Le Sueur (13 mi); Norwood Young America (14 mi); Belle Plaine (15 mi). Larger metros often have more branches, but online lenders reach Arlington on the same terms.
- Smaller places close by: Green Isle (6 mi); New Auburn (9 mi); Henderson (10 mi).
- Smaller places within 50 miles: 69 of them.
- Within 100 miles: 204 places are larger than Arlington.
How personal loans work in Arlington
Arlington is a small community of about 2,305 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Arlington lender to disclose the APR and finance charge before you sign. Shortening the term on a Arlington loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Arlington's place among Minnesota's 853 places
Against Minnesota's other places, Arlington accounts for about 0.0% of the state's population and ranks 246th of 853 by size. For population change between 2020 and 2023, Arlington ranks 144th of 853 in Minnesota (about the 83th percentile). By density, at about 1,433 people per square mile, it ranks 146th in Minnesota. In land area, Arlington ranks 374th among Minnesota's 853 places.
Borrowing reach in Arlington
Arlington is a moderately settled community of about 2,305 people, with 81 larger places inside a 50-mile radius. Whether Arlington has a local branch or not, a Minnesota-licensed lender can serve its 2,305 people online on the same terms. The nearest larger city, Gaylord, MN about 8 miles away.
The state rulebook for Arlington
Read the table as a lender's compliance picture for Arlington: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
The geography behind Arlington
Inside Arlington's boundaries lie about 1.6 square miles of land, with no significant water area recorded. Spread across it are roughly 1,433 residents per square mile. The state's population centre of gravity, Minneapolis, is roughly 47 miles away. Within 50 miles of Arlington there are 81 larger Census places. The 100-mile radius contains 204 larger places.
Common questions
What are my options in Arlington if my credit is poor?
What loan size can I expect in Arlington?
Do I have to pledge anything to borrow in Arlington?
Does comparing loans in Arlington cost me credit score points?
Nearby places
- Green Isle, MN — population 663
- Gaylord, MN — population 2,326
- New Auburn, MN — population 409
- Plato, MN — population 325
- Hamburg, MN — population 553
- Glencoe, MN — population 5,672
- Henderson, MN — population 975
- Le Sueur, MN — population 4,221