Personal loans in Arcadia Lakes, SC

Two households in Arcadia Lakes with comparable incomes can still be offered different rates; the city's 854 residents are not the reason. Arcadia Lakes shed about 1.4% of its population between the 2020 base and the 2023 estimate. For a community of about 854, the practical step is to compare APR across at least three lenders before committing. To lend to Arcadia Lakes's 854 residents, a company must hold a South Carolina licence, and each sourced row below names the regulator behind it. The nearest larger metro is Forest Acres, SC about 1 miles away.

Arcadia Lakes: population, trend and location

What follows is Arcadia Lakes's place in the Census record, alongside the South Carolina rules that govern a personal loan made here.

• Population: an estimated 854 residents, 157th of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 1.4% from 2020 to 2023.
• Net change: roughly 12 fewer people than the 2020 Census counted.
• Size percentile: Arcadia Lakes sits ahead of around 42% of South Carolina places, at 854 people.
• Density: the Census land area of 0.6 sq mi holds about 1,533 people per square mile.
• Land area: Arcadia Lakes covers 0.6 square miles, the 261st-largest area among South Carolina's 271 places.
• Water area: Arcadia Lakes has 0.11 square miles of water, ranking 51st of 271 places in South Carolina.
• State share: roughly 0.0% of South Carolina's residents live in Arcadia Lakes (854 people).
• Nationally: Arcadia Lakes is the 10,901st-largest of 19,457 Census places in the dataset.
• Growth rank: Arcadia Lakes ranks 197th among South Carolina's 271 places for the 2020-to-2023 change.
• Versus South Carolina: the state average change is +2.6%, while Arcadia Lakes moved 1.4%.
• Density in South Carolina: Arcadia Lakes ranks 31st by people per square mile.
• Against the state median: Arcadia Lakes runs about 1,533 residents per square mile, where the South Carolina median is 584.
• Location: coordinates 34.0516, -80.9631 (US Census Bureau Gazetteer).
• Nearest larger cities: Forest Acres (1 mi); Columbia (3 mi); Cayce (8 mi); West Columbia (9 mi); Springdale (11 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Ridgeway (18 mi); Eastover (20 mi); Swansea (23 mi).
• Within a 50-mile radius: 38 smaller Census places.
• Within 100 miles: 178 places are larger than Arcadia Lakes.

Arcadia Lakes in state context

Set beside South Carolina's 271 places, Arcadia Lakes ranks 157th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Arcadia Lakes stands 197th among South Carolina's 271 places — roughly the 27th percentile. At about 1,533 people per square mile, Arcadia Lakes is the 31st most densely settled place in South Carolina. By land area, its 0.6 square miles rank 261st of 271 places in South Carolina.

Arcadia Lakes on the map

The Census Gazetteer records 0.6 square miles of land and 0.11 square miles of water within Arcadia Lakes. Spread across it are roughly 1,533 residents per square mile. The state's population centre of gravity, Charleston, is roughly 102 miles away. Counting outward 50 miles, 30 larger communities surround Arcadia Lakes. Within the same 50 miles lie 38 smaller Census places.

The state rulebook for Arcadia Lakes

These are South Carolina's sourced lending facts as they reach Arcadia Lakes's 854 residents; the state has no city-level rate rule.

The anatomy of a Arcadia Lakes personal loan

Arcadia Lakes is a small community of about 854 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Arcadia Lakes loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Arcadia Lakes loan is knowable in advance — unlike a revolving card balance.

Getting a loan in Arcadia Lakes

Arcadia Lakes is moderately settled, with about 1,533 people per square mile and 30 larger places within 50 miles. Distance to a branch rarely matters for Arcadia Lakes's 854 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Forest Acres, SC about 1 miles away.