Personal loans in Aquilla, OH
Two households in Aquilla with comparable incomes can still be offered different rates; the city's 306 residents are not the reason.
When Ohio caps or restricts a product, lenders either change the terms or withdraw it from Aquilla as from the rest of the state. At about 306 residents, Aquilla is larger than roughly 18% of the places in Ohio. Use the calculator on this page to price an amount and term before you commit in Aquilla. A 2020-to-2023 comparison shows Aquilla down by about 0.3%. The closest larger city is Chardon, OH about 3 miles away.
Aquilla by the numbers
The figures below are Aquilla's own — Census population, land area and coordinates — followed by the Ohio rules.
- Population: 306 people, a figure that places Aquilla 754th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.3% fewer residents than the 2020 Census counted.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: about 18% of Ohio communities are smaller than Aquilla (306 residents).
- Density: roughly 2,082 residents per square mile, spread over 0.1 sq mi of land.
- Land area rank: Aquilla's 0.1 square miles rank 881st of 924 places in Ohio.
- State population share: Aquilla accounts for about 0.0% of everyone in Ohio.
- National rank: Aquilla is 15,051st of 19,457 places nationwide.
- Growth rank: Aquilla's 2020-to-2023 change ranks 312th of 924 places in Ohio.
- Against the state trend: Aquilla's 0.3% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Aquilla is the 186th most densely settled place in Ohio.
- Density vs Ohio: Aquilla's 2,082 people per square mile compare with a state median of 1,289.
- Location: 41.5465, -81.1731 (US Census Bureau Gazetteer).
- Nearest larger cities: Chardon (3 mi); Burton (6 mi); Middlefield (8 mi); Kirtland (9 mi); Kirtland Hills (10 mi). Living near a larger metro rarely changes what is available in Aquilla.
- Nearest smaller towns: Lakeline (17 mi); Sugar Bush Knolls (25 mi); Linndale (31 mi).
- Smaller neighbours: 5 places smaller than Aquilla sit within 50 miles.
- Within 100 miles: 455 places are larger than Aquilla.
Borrowing reach in Aquilla
With about 2,082 residents per square mile, Aquilla is fairly dense, and 168 larger Census places sit within 50 miles. Distance to a branch rarely matters for Aquilla's 306 residents: the application is online and the price follows your credit file. The nearest bigger place is Chardon, OH about 3 miles away.
Aquilla against the rest of Ohio
Set beside Ohio's 924 places, Aquilla ranks 754th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Aquilla ranks 312th of 924 in Ohio (about the 66th percentile). Its roughly 2,082 residents per square mile place it 186th among Ohio's places. Within 50 miles sit 5 smaller Census places, alongside the 168 that are larger.
What a Aquilla borrower is actually offered
Most loans made to Aquilla's 306 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Aquilla loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Aquilla decides the split between a comfortable payment and the total interest you pay.
Aquilla: area, density and distance
Inside Aquilla's boundaries lie about 0.1 square miles of land, with no significant water area recorded. That land carries about 2,082 people per square mile. Columbus, the largest place in Ohio, is about 144 miles from Aquilla. Within 50 miles of Aquilla there are 168 larger Census places. Within the same 50 miles lie 5 smaller Census places.
Which Ohio laws govern a loan in Aquilla
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Aquilla is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Common questions
What are my options in Aquilla if my credit is poor?
What loan size can I expect in Aquilla?
Do I have to pledge anything to borrow in Aquilla?
Does comparing loans in Aquilla cost me credit score points?
Nearby places
- Chardon, OH — population 5,239
- Burton, OH — population 1,410
- Middlefield, OH — population 2,750
- Kirtland, OH — population 6,896
- Kirtland Hills, OH — population 689
- South Russell, OH — population 3,939
- Painesville, OH — population 20,605
- Mentor, OH — population 46,929