Personal loans in Antwerp, NY
A personal loan in Antwerp is priced from your credit file and income, not from the fact that the city holds 512 people. Antwerp is one of 595 Census places in New York; its 512 residents put it at 520th.
Antwerp lost roughly 1.2% of its population across the 2020-to-2023 comparison. Consumer lending that reaches Antwerp's 512 residents is governed by New York statute; no city ordinance changes it. Decide the purpose of the loan and your repayment plan before sharing any details with a Antwerp lender. A larger market lies at Philadelphia, NY about 6 miles away.
Antwerp: population, trend and location
Only a few things actually differ by place — population, area, location, and the New York rules a lender must follow — and they are below.
- Population: an estimated 512 residents, 520th of 595 places in New York (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.2% below the 2020 Census base.
- Absolute change: 6 residents lost between 2020 and 2023.
- Size percentile: roughly 13% of New York's places have fewer residents than Antwerp's 512.
- Density: the Census land area of 1.0 sq mi holds about 510 people per square mile.
- Land area rank: Antwerp's 1.0 square miles rank 403rd of 595 places in New York.
- Water area rank: Antwerp ranks 235th among New York's 595 places, with 0.03 sq mi.
- Within New York: about 0.0% of the state's population lives in Antwerp.
- Nationally: Antwerp is the 13,067th-largest of 19,457 Census places in the dataset.
- Growth rank: Antwerp's 2020-to-2023 change ranks 239th of 595 places in New York.
- Against the state trend: Antwerp's 1.2% change compares with a New York average of -1.1% across its 595 places.
- Density in New York: Antwerp ranks 532nd by people per square mile.
- Density in context: Antwerp's 510 people per square mile sit against a New York median of 1,515.
- Location: coordinates 44.1995, -75.6090 (US Census Bureau Gazetteer).
- Nearest larger cities: Philadelphia (6 mi); Theresa (9 mi); Gouverneur (12 mi); Evans Mills (13 mi); Carthage (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Deferiet (12 mi); Hammond (18 mi); Richville (18 mi).
- Smaller places within 50 miles: 10 of them.
- Larger places within 100 miles: 101.
Antwerp on the map
Antwerp covers about 1.0 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 510 residents per square mile. For the state's biggest city, New York, the distance is roughly 259 miles. Within 50 miles of Antwerp there are 28 larger Census places. The 100-mile radius contains 101 larger places.
Antwerp's place among New York's 595 places
Set beside New York's 595 places, Antwerp ranks 520th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 239th of 595 New York places, putting it near the 60th percentile for growth. At about 510 people per square mile, Antwerp is the 532nd most densely settled place in New York. The population moved by about 6 people between 2020 and 2023, a 1.2% shift.
How a Antwerp personal loan is priced
Most loans made to Antwerp's 512 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Antwerp loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Antwerp decides the split between a comfortable payment and the total interest you pay.
Which New York laws govern a loan in Antwerp
For the roughly 512 residents of Antwerp, the rules below are New York's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
Getting a loan in Antwerp
Antwerp is moderately settled, with about 510 people per square mile and 28 larger places within 50 miles. What is available to Antwerp's 512 borrowers is set by New York licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Philadelphia, NY about 6 miles away.
Common questions
What are my options in Antwerp if my credit is poor?
What loan size can I expect in Antwerp?
Do I have to pledge anything to borrow in Antwerp?
Does comparing loans in Antwerp cost me credit score points?
Nearby places
- Philadelphia, NY — population 1,150
- Deferiet, NY — population 255
- Theresa, NY — population 747
- Gouverneur, NY — population 3,617
- Carthage, NY — population 3,264
- West Carthage, NY — population 1,754
- Evans Mills, NY — population 621
- Hammond, NY — population 284