Personal loans in Annada, MO
To lend to Annada's 12 residents, a company must hold a Missouri licence, and each sourced row below names the regulator behind it.
The first question in Annada is not the rate on offer but whether the payment fits; about 12 people live here under Missouri lending law. The Census estimates 12 residents in Annada, which ranks it 930th of 937 places in Missouri. Annada's population held flat through the 2020-to-2023 comparison. Begin with the payment, then weigh APR and total interest across the lenders that reach Annada's 12 residents. Borrowers who want a bigger city can look to Paynesville, MO about 4 miles away.
Annada: population, trend and location
Read the local figures below as context; read the sourced Missouri table as the rulebook a lender here must follow.
- Population: about 12 people live here, which puts Annada 930th of 937 Census places in Missouri (Vintage 2023).
- Population trend: No meaningful shift since the 2020 count.
- Size percentile: with 12 residents, Annada is larger than about 1% of Missouri's Census places.
- Density: roughly 197 residents per square mile, spread over 0.1 sq mi of land.
- Land area: Annada covers 0.1 square miles, the 927th-largest area among Missouri's 937 places.
- State population share: Annada accounts for about 0.0% of everyone in Missouri.
- National rank: Annada sits 19,405th by population among the 19,457 places in this dataset.
- Growth in Missouri: Annada stands 546th by percentage change from 2020 to 2023, among 937 places.
- Against the state trend: Annada's 0.0% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Annada places 860th among Missouri's places by people per square mile.
- Against the state median: Annada runs about 197 residents per square mile, where the Missouri median is 743.
- Location: 39.2623 / -90.8287, per the US Census Bureau Gazetteer.
- Nearest larger cities: Paynesville (4 mi); Hamburg (6 mi); Elsberry (7 mi); Clarksville (8 mi); Eolia (10 mi). Larger metros often have more branches, but online lenders reach Annada on the same terms.
- Nearest smaller places: Champ (41 mi); Three Creeks (48 mi); Dalton (116 mi).
- Within a 50-mile radius: 2 smaller Census places.
- Larger places within 100 miles: 615.
Annada on the map
Annada's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 197 people per square mile. The largest place in Missouri, Kansas City, lies about 199 miles away. Annada has 194 larger places within a 50-mile radius. Within the same 50 miles lie 2 smaller Census places.
Annada against the rest of Missouri
Set beside Missouri's 937 places, Annada ranks 930th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Annada ranks 546th of 937 in Missouri (about the 42th percentile). By density, at about 197 people per square mile, it ranks 860th in Missouri. Within 50 miles sit 2 smaller Census places, alongside the 194 that are larger.
Which Missouri laws govern a loan in Annada
These are Missouri's sourced lending facts as they reach Annada's 12 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Lender access in Annada
At roughly 197 people per square mile, Annada is lightly settled; 194 larger places lie within 50 miles. Whether Annada has a local branch or not, a Missouri-licensed lender can serve its 12 people online on the same terms. The nearest bigger place is Paynesville, MO about 4 miles away.
Before you apply in Annada
A sensible order of operations for a loan in Annada, home to about 12 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Missouri licence with the regulator named above before committing.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
The process is identical across Missouri; what changes is your credit file, not the fact that Annada holds 12 people.
Common questions
What are my options in Annada if my credit is poor?
What loan size can I expect in Annada?
Do I have to pledge anything to borrow in Annada?
Does comparing loans in Annada cost me credit score points?
Nearby places
- Paynesville, MO — population 61
- Elsberry, MO — population 2,051
- Hamburg, IL — population 96
- Clarksville, MO — population 376
- Nebo, IL — population 276
- Eolia, MO — population 484
- Pleasant Hill, IL — population 908
- Whiteside, MO — population 61