Personal loans in Andover, SD

Census data show virtually no population shift in Andover between 2020 and 2023. Which products a lender may offer to Andover's 68 residents follows from the South Dakota consumer-lending framework. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Andover loan. Borrowers who want a bigger city can look to Pierpont, SD about 7 miles away.

Where Andover stands

Only a few things actually differ by place — population, area, location, and the South Dakota rules a lender must follow — and they are below.

• Population: 68 people, a figure that places Andover 250th among the 309 Census places in South Dakota (US Census Bureau, Vintage 2023).
• Population trend: Stable from the 2020 base to 2023.
• Size percentile: bigger than about 19% of the places in South Dakota, with 68 residents in Andover.
• Land and density: 0.3 square miles of land carry roughly 252 residents per square mile.
• By land area: Andover ranks 247th among South Dakota's 309 places, at 0.3 sq mi.
• State population share: Andover accounts for about 0.0% of everyone in South Dakota.
• Nationally: Andover is the 18,675th-largest of 19,457 Census places in the dataset.
• Growth rank: Andover's 2020-to-2023 change ranks 146th of 309 places in South Dakota.
• Against the state trend: Andover's 0.0% change compares with a South Dakota average of +0.9% across its 309 places.
• Density rank: Andover places 225th among South Dakota's places by people per square mile.
• Density vs South Dakota: Andover's 252 people per square mile compare with a state median of 581.
• Location: coordinates 45.4102, -97.9037 (US Census Bureau Gazetteer).
• Nearest larger cities: Pierpont (7 mi); Bristol (9 mi); Groton (10 mi); Langford (14 mi); Claremont (19 mi). Online lenders reach Andover no matter how far the nearest branch is.
• Smaller communities within reach: Butler (14 mi); Verdon (15 mi); Stratford (20 mi).
• Smaller neighbours: 15 places smaller than Andover sit within 50 miles.
• Within 100 miles: 160 places are larger than Andover.

Where Andover sits

The Census Gazetteer records about 0.3 square miles of land within Andover, with no significant water area listed. That land carries about 252 people per square mile. The largest place in South Dakota, Sioux Falls, lies about 141 miles away. Within 50 miles of Andover there are 36 larger Census places. By land area it ranks 247th of 309 South Dakota places.

Andover in state context

Among South Dakota's 309 places, Andover sits at 250th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 146th of 309 South Dakota places, putting it near the 53th percentile for growth. Its roughly 252 residents per square mile place it 225th among South Dakota's places. Within 50 miles sit 15 smaller Census places, alongside the 36 that are larger.

Getting a loan in Andover

With about 252 residents per square mile, Andover is lightly settled, and 36 larger Census places sit within 50 miles. A South Dakota licence lets a lender serve Andover without a local office, so branch density does not change what its 68 residents are offered. For a larger market, the closest option is Pierpont, SD about 7 miles away.

What a Andover borrower is actually offered

Most loans made to Andover's 68 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Andover's 68 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Andover loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

South Dakota rules behind a Andover personal loan

The rows below set out what a licensed lender must follow in South Dakota, and so for Andover's roughly 68 residents.