Personal loans in Amity, OR
Amity is one of 240 Census places in Oregon; its 1,763 residents put it at 131st. In Amity, one of 240 Census places in Oregon, the figure to compare across lenders is the APR, not the advertised rate.
Judge Amity offers on total cost, not on how quickly the money arrives. Every figure below is Oregon's own, applied to Amity's 1,763 residents, with the publisher and retrieval date attached. A 2020-to-2023 comparison shows Amity up by about 0.4%. The next larger city is McMinnville, OR about 7 miles away.
Amity: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Oregon rules a lender must follow — and they are below.
- Population: about 1,763 people live here, which puts Amity 131st of 240 Census places in Oregon (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 0.4%.
- Absolute change: 7 residents added between 2020 and 2023.
- Size percentile: roughly 45% of Oregon places rank below Amity.
- Population density: about 2,968 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Amity covers 0.6 square miles, the 187th-largest area among Oregon's 240 places.
- Water: Amity holds about 0.01 square miles, the 94th-largest water area in Oregon.
- Within Oregon: about 0.1% of the state's population lives in Amity.
- National rank: Amity is the 8,087th most populous of the 19,457 Census places covered here.
- Growth rank: Amity's 2020-to-2023 change ranks 110th of 240 places in Oregon.
- State comparison: Oregon's places average +0.7% for 2020-to-2023, against Amity's 0.4%.
- Density rank: Amity is the 60th most densely settled place in Oregon.
- Against the state median: Amity runs about 2,968 residents per square mile, where the Oregon median is 1,575.
- Location: 45.1162, -123.1997 (Census Gazetteer coordinates).
- Nearest larger cities: McMinnville (7 mi); Dayton (9 mi); Sheridan (10 mi); Lafayette (10 mi); Keizer (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: St. Paul (13 mi); Yamhill (16 mi); Donald (19 mi).
- Within a 50-mile radius: 23 smaller Census places.
- Within 100 miles: 95 places are larger than Amity.
Amity on the map
Amity covers about 0.6 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 2,968 people per square mile. For the state's biggest city, Portland, the distance is roughly 39 miles. Counting outward 50 miles, 61 larger communities surround Amity. Within the same 50 miles lie 23 smaller Census places.
Borrowing reach in Amity
Amity is a fairly dense community of about 1,763 people, with 61 larger places inside a 50-mile radius. A Oregon licence lets a lender serve Amity without a local office, so branch density does not change what its 1,763 residents are offered. For a larger market, the closest option is McMinnville, OR about 7 miles away.
Oregon rules behind a Amity personal loan
For the roughly 1,763 residents of Amity, the rules below are Oregon's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Unlicensed lending consequence (state-specific rule) | Unlicensed consumer finance loans are void and uncollectible (principal, interest, fees). Source says: "the consumer finance loan is void... may not... collect, receive or retain principal, interest, a fee or a charge related to... the consumer finance loan" (ORS 725.045(1)(b)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% per annum default legal rate where the parties have not agreed to a rate. Source says: "The rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum" (ORS 82.010(1)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
What shapes a Amity personal loan
A Amity personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,763 residents. A lender serving Amity's 1,763 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Amity decides the split between a comfortable payment and the total interest you pay.
Amity against the rest of Oregon
Within Oregon, Amity holds roughly 0.1% of all residents, the 131st-largest share among 240 places. On the 2020-to-2023 trend, Amity stands 110th among Oregon's 240 places — roughly the 54th percentile. By density, at about 2,968 people per square mile, it ranks 60th in Oregon. In land area, Amity ranks 187th among Oregon's 240 places.
Common questions
What are my options in Amity if my credit is poor?
What loan size can I expect in Amity?
Do I have to pledge anything to borrow in Amity?
Does comparing loans in Amity cost me credit score points?
Nearby places
- McMinnville, OR — population 34,450
- Lafayette, OR — population 4,530
- Dayton, OR — population 2,650
- Carlton, OR — population 2,225
- Sheridan, OR — population 6,483
- Keizer, OR — population 38,564
- Dallas, OR — population 17,644
- Yamhill, OR — population 1,153