Personal loans in Ambler, PA
A lender serving Ambler holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 6,843 residents.
Every figure below is Pennsylvania's own, applied to Ambler's 6,843 residents, with the publisher and retrieval date attached. Ambler ranks 123rd of 1,013 places in Pennsylvania, with a population near 6,843. Decide the purpose of the loan and your repayment plan before sharing any details with a Ambler lender. The 2020 count to the 2023 estimate shows about 0.5% growth in Ambler. Borrowers who want a bigger city can look to Hatboro, PA about 6 miles away.
Ambler: population, trend and location
Most of what governs a Ambler loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: about 6,843 people live here, which puts Ambler 123rd of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: A rise of about 0.5% from 2020 to 2023.
- Absolute change: 33 residents added between 2020 and 2023.
- Size percentile: Ambler sits ahead of around 88% of Pennsylvania places, at 6,843 people.
- Land and density: 0.9 square miles of land carry roughly 8,032 residents per square mile.
- By land area: Ambler ranks 513th among Pennsylvania's 1,013 places, at 0.9 sq mi.
- Within Pennsylvania: about 0.1% of the state's population lives in Ambler.
- Nationally: Ambler is the 4,042nd-largest of 19,457 Census places in the dataset.
- Growth in Pennsylvania: Ambler stands 157th by percentage change from 2020 to 2023, among 1,013 places.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Ambler's 0.5%.
- Density rank: Ambler places 26th among Pennsylvania's places by people per square mile.
- Density vs Pennsylvania: Ambler's 8,032 people per square mile compare with a state median of 1,990.
- Location: mapped by the US Census Bureau at 40.1564, -75.2215.
- Nearest larger cities: Hatboro (6 mi); Lansdale (7 mi); Norristown (7 mi); Conshohocken (7 mi); Philadelphia (11 mi). Online lenders reach Ambler no matter how far the nearest branch is.
- Smaller towns nearby: North Wales (5 mi); Jenkintown (6 mi); Bridgeport (7 mi).
- Within a 50-mile radius: 189 smaller Census places.
- At 100 miles: 289 larger Census places fall inside that radius.
What is available to Ambler borrowers
Ambler is densely built, with about 8,032 people per square mile and 71 larger places within 50 miles. Distance to a branch rarely matters for Ambler's 6,843 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Hatboro, PA about 6 miles away.
Pennsylvania rules behind a Ambler personal loan
Below are the Pennsylvania rules that apply to a loan made in Ambler, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Ambler's place among Pennsylvania's 1,013 places
Among Pennsylvania's 1,013 places, Ambler sits at 123rd for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 157th of 1,013 Pennsylvania places, putting it near the 85th percentile for growth. At about 8,032 people per square mile, Ambler is the 26th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 33 residents.
How personal loans work in Ambler
Most loans made to Ambler's 6,843 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Ambler lender to disclose the APR and finance charge before you sign. The term you choose in Ambler decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Ambler
Inside Ambler's boundaries lie about 0.9 square miles of land, with no significant water area recorded. The resulting density is about 8,032 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 11 miles away. A 50-mile radius around Ambler takes in 71 places that are larger. Within the same 50 miles lie 189 smaller Census places.
Common questions
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Nearby places
- North Wales, PA — population 3,416
- Lansdale, PA — population 18,978
- Jenkintown, PA — population 4,699
- Conshohocken, PA — population 9,256
- Hatboro, PA — population 8,257
- Norristown, PA — population 35,769
- West Conshohocken, PA — population 1,495
- Bridgeport, PA — population 5,310