Personal loans in Alpine, WY
Alpine is a small community in Wyoming, with an estimated 1,332 residents, and every licensed lender here follows the same state rulebook. Alpine is home to roughly 1,332 people and stands 36th by size out of 99 Census places in Wyoming.
The closest larger city is Star Valley Ranch, WY about 13 miles away. The 2020 count to the 2023 estimate shows about 8.6% growth in Alpine. When Wyoming caps or restricts a product, lenders either change the terms or withdraw it from Alpine as from the rest of the state. Use the calculator on this page to price an amount and term before you commit in Alpine.
Alpine: population, trend and location
Alpine is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 1,332 residents, 36th of 99 places in Wyoming (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 8.6% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 106 residents.
- Size percentile: Alpine's 1,332 people outrank roughly 64% of the places in Wyoming.
- Land and density: 1.0 square miles of land carry roughly 1,318 residents per square mile.
- Land area: Alpine covers 1.0 square miles, the 63rd-largest area among Wyoming's 99 places.
- Share of state population: Alpine's 1,332 residents are about 0.3% of Wyoming.
- National standing: Alpine ranks 9,163rd of 19,457 US places.
- Growth rank: Alpine's 2020-to-2023 change ranks 10th of 99 places in Wyoming.
- Against the state trend: Alpine's 8.6% change compares with a Wyoming average of +1.7% across its 99 places.
- Density rank: Alpine places 17th among Wyoming's places by people per square mile.
- Against the state median: Alpine runs about 1,318 residents per square mile, where the Wyoming median is 699.
- Location: 43.1604 / -111.0148, per the US Census Bureau Gazetteer.
- Nearest larger cities: Star Valley Ranch (13 mi); Jackson (25 mi); Afton (30 mi); Victor (31 mi); Driggs (40 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Thayne (17 mi); Irwin (21 mi); Swan Valley (25 mi).
- Smaller places within 50 miles: 4 of them.
- Within 100 miles: 26 places are larger than Alpine.
Inside a Alpine personal loan
In Alpine, a small community of about 1,332, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Alpine. Shortening the term on a Alpine loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The Wyoming lending rules that reach Alpine
Every row below records a Wyoming rule, its publisher and its retrieval date — the same rules a Alpine lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
Alpine: area, density and distance
The Census Gazetteer records about 1.0 square miles of land within Alpine, with no significant water area listed. Spread across it are roughly 1,318 residents per square mile. For the state's biggest city, Cheyenne, the distance is roughly 348 miles. Alpine has 6 larger places within a 50-mile radius. The 100-mile radius contains 26 larger places.
A practical checklist for Alpine borrowers
Before you hand your details to a lender in Alpine, where the population is near 1,332:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Wyoming regulator's records to confirm the lender is licensed here.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Alpine-specific: the same Wyoming licensing and disclosure rules reach all 1,332 residents.
Alpine's place among Wyoming's 99 places
Alpine is the 36th-largest of 99 Census places in Wyoming and contains about 0.3% of the state's people. For population change between 2020 and 2023, Alpine ranks 10th of 99 in Wyoming (about the 90th percentile). By density, at about 1,318 people per square mile, it ranks 17th in Wyoming. By land area, its 1.0 square miles rank 63rd of 99 places in Wyoming.
Common questions
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Nearby places
- Star Valley Ranch, WY — population 2,042
- Thayne, WY — population 433
- Irwin, ID — population 286
- Jackson, WY — population 10,639
- Swan Valley, ID — population 303
- Afton, WY — population 2,270
- Victor, ID — population 2,285
- Driggs, ID — population 2,263