Personal loans in Alpine, WY

Alpine is a small community in Wyoming, with an estimated 1,332 residents, and every licensed lender here follows the same state rulebook. Alpine is home to roughly 1,332 people and stands 36th by size out of 99 Census places in Wyoming.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The closest larger city is Star Valley Ranch, WY about 13 miles away. The 2020 count to the 2023 estimate shows about 8.6% growth in Alpine. When Wyoming caps or restricts a product, lenders either change the terms or withdraw it from Alpine as from the rest of the state. Use the calculator on this page to price an amount and term before you commit in Alpine.

Alpine: population, trend and location

Alpine is a small community; the notes below cover its population profile and the statewide rules that apply.

Inside a Alpine personal loan

In Alpine, a small community of about 1,332, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Alpine. Shortening the term on a Alpine loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The Wyoming lending rules that reach Alpine

Every row below records a Wyoming rule, its publisher and its retrieval date — the same rules a Alpine lender must follow.

RuleDetailSource
State lending regulatorWyoming Division of Banking
Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies.
Wyoming Division of Banking
as of 2026-09-16
Payday lending statusLegal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363)
Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16
Small-loan / installment lender licensingConsumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online
Source says: Licensing is mandatory for every location where business is regularly conducted
Wyoming Division of Banking
as of 2026-09-16

Alpine: area, density and distance

The Census Gazetteer records about 1.0 square miles of land within Alpine, with no significant water area listed. Spread across it are roughly 1,318 residents per square mile. For the state's biggest city, Cheyenne, the distance is roughly 348 miles. Alpine has 6 larger places within a 50-mile radius. The 100-mile radius contains 26 larger places.

A practical checklist for Alpine borrowers

Before you hand your details to a lender in Alpine, where the population is near 1,332:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Check the Wyoming regulator's records to confirm the lender is licensed here.
  5. Be clear on what the loan is for and how it gets repaid.
  6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Alpine-specific: the same Wyoming licensing and disclosure rules reach all 1,332 residents.

Alpine's place among Wyoming's 99 places

Alpine is the 36th-largest of 99 Census places in Wyoming and contains about 0.3% of the state's people. For population change between 2020 and 2023, Alpine ranks 10th of 99 in Wyoming (about the 90th percentile). By density, at about 1,318 people per square mile, it ranks 17th in Wyoming. By land area, its 1.0 square miles rank 63rd of 99 places in Wyoming.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Alpine if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Alpine is the same as anywhere in Wyoming.
What loan size can I expect in Alpine?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Alpine?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Alpine cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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