Personal loans in Alice, ND

Alice lost roughly 2.4% of its population across the 2020-to-2023 comparison. State law, not city hall, decides what a lender may do to Alice's roughly 41 residents, and a state regulator supervises it. Compare APR, not the interest rate, because the APR folds in most fees on a Alice loan. The nearest larger metro is Enderlin, ND about 10 miles away.

Where Alice stands

Alice is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 41 residents, 291st of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 2.4% from the 2020 Census base to the 2023 estimate.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: about 18% of North Dakota communities are smaller than Alice (41 residents).
• Density: the Census land area of 1.0 sq mi holds about 42 people per square mile.
• Land area: Alice covers 1.0 square miles, the 121st-largest area among North Dakota's 355 places.
• State population share: Alice accounts for about 0.0% of everyone in North Dakota.
• National rank: Alice is 19,091st of 19,457 places nationwide.
• Growth rank: Alice ranks 211th among North Dakota's 355 places for the 2020-to-2023 change.
• Against the state trend: Alice's 2.4% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Alice is the 326th most densely settled place in North Dakota.
• Density vs North Dakota: Alice's 42 people per square mile compare with a state median of 352.
• Location: mapped by the US Census Bureau at 46.7600, -97.5562.
• Nearest larger cities: Enderlin (10 mi); Buffalo (11 mi); Fingal (11 mi); Sheldon (12 mi); Tower City (13 mi). Lenders licensed in the state serve Alice whether or not they keep a local branch.
• Nearest smaller places: Ayr (20 mi); Elliott (28 mi); Pillsbury (33 mi).
• Smaller neighbours: 8 places smaller than Alice sit within 50 miles.
• At 100 miles: 216 larger Census places fall inside that radius.

Getting a loan in Alice

With about 42 residents per square mile, Alice is sparsely settled, and 70 larger Census places sit within 50 miles. Whether Alice has a local branch or not, a North Dakota-licensed lender can serve its 41 people online on the same terms. For a larger market, the closest option is Enderlin, ND about 10 miles away.

How North Dakota law applies in Alice

Every row below records a North Dakota rule, its publisher and its retrieval date — the same rules a Alice lender must follow.

A pre-application checklist for Alice

A sensible order of operations for a loan in Alice, home to about 41 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's North Dakota licence with the regulator listed on this page.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Alice as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 41 residents.

How a Alice personal loan is priced

In Alice, a small community of about 41, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Alice's 41 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Alice loan but raises total interest, so the smallest payment is not the cheapest loan.

Alice in state context

Against North Dakota's other places, Alice accounts for about 0.0% of the state's population and ranks 291st of 355 by size. Its 2020-to-2023 change ranks 211th of 355 North Dakota places, putting it near the 41th percentile for growth. At about 42 people per square mile, Alice is the 326th most densely settled place in North Dakota. The population moved by about 1 people between 2020 and 2023, a 2.4% shift.