Personal loans in Alexandria, NE
The first question in Alexandria is not the rate on offer but whether the payment fits; about 139 people live here under Nebraska lending law.
For a community of about 139, the practical step is to compare APR across at least three lenders before committing. The Census counts 139 people in Alexandria, the 375th-largest figure among Nebraska's 527 places. Rate ceilings, licensing requirements and product limits for Alexandria are all set at the Nebraska level. A 2020-to-2023 comparison shows Alexandria down by about 4.8%. The next larger city is Daykin, NE about 7 miles away.
Alexandria by the numbers
Here is the sourced Census picture for Alexandria, plus the Nebraska lending rules that apply to a loan taken out here.
- Population: the Census counts 139 residents in Alexandria (Vintage 2023 subcounty estimate), the 375th-largest figure among Nebraska's 527 places.
- Population trend: Lower by roughly 4.8% since the 2020 count.
- People gained or lost: about 7 fewer since the 2020 base.
- Size percentile: about 29% of Nebraska communities are smaller than Alexandria (139 residents).
- Population density: about 344 people per square mile (Census land area 0.4 sq mi).
- By land area: Alexandria ranks 275th among Nebraska's 527 places, at 0.4 sq mi.
- Within Nebraska: about 0.0% of the state's population lives in Alexandria.
- National rank: Alexandria is 17,425th of 19,457 places nationwide.
- Growth in Nebraska: Alexandria stands 505th by percentage change from 2020 to 2023, among 527 places.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Alexandria's 4.8%.
- Density rank: Alexandria places 434th among Nebraska's places by people per square mile.
- Density vs Nebraska: Alexandria's 344 people per square mile compare with a state median of 830.
- Location: coordinates 40.2475, -97.3878 (US Census Bureau Gazetteer).
- Nearest larger cities: Daykin (7 mi); Bruning (11 mi); Hebron (12 mi); Fairbury (13 mi); Western (14 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Gilead (7 mi); Belvidere (9 mi); Ohiowa (12 mi).
- Smaller places within 50 miles: 44 of them.
- At 100 miles: 260 larger Census places fall inside that radius.
Where Alexandria sits in Nebraska
Among Nebraska's 527 places, Alexandria sits at 375th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 505th of 527 Nebraska places, putting it near the 4th percentile for growth. Its roughly 344 residents per square mile place it 434th among Nebraska's places. Within 50 miles sit 44 smaller Census places, alongside the 65 that are larger.
What to do before borrowing in Alexandria
A sensible order of operations for a loan in Alexandria, home to about 139 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Nebraska licence with the regulator listed on this page.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
In Alexandria as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 139 residents.
Which Nebraska laws govern a loan in Alexandria
Nebraska has no separate rate rule for Alexandria; the sourced rows below are what reach every lender that serves its 139 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Where Alexandria sits
The Census Gazetteer records about 0.4 square miles of land within Alexandria, with no significant water area listed. The resulting density is about 344 people per square mile. Omaha, the largest place in Nebraska, is about 99 miles from Alexandria. Alexandria has 65 larger places within a 50-mile radius. The 100-mile radius contains 260 larger places.
Borrowing reach in Alexandria
Alexandria is lightly settled, with about 344 people per square mile and 65 larger places within 50 miles. Whether Alexandria has a local branch or not, a Nebraska-licensed lender can serve its 139 people online on the same terms. The nearest larger city, Daykin, NE about 7 miles away.
Common questions
What are my options in Alexandria if my credit is poor?
What loan size can I expect in Alexandria?
Do I have to pledge anything to borrow in Alexandria?
Does comparing loans in Alexandria cost me credit score points?
Nearby places
- Gilead, NE — population 30
- Daykin, NE — population 152
- Belvidere, NE — population 54
- Ohiowa, NE — population 122
- Tobias, NE — population 114
- Reynolds, NE — population 56
- Bruning, NE — population 272
- Hebron, NE — population 1,388