Personal loans in Alexander, NY

With 496 residents, Alexander outranks about 12% of the communities in New York. A 2020-to-2023 comparison shows Alexander down by about 2.7%. Use the calculator on this page to price an amount and term before you commit in Alexander. The closest larger place is Attica, NY about 3 miles away.

What the Census records for Alexander

The figures below are Alexander's own — Census population, land area and coordinates — followed by the New York rules.

• Population: an estimated 496 residents, 522nd of 595 places in New York (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 2.7% across the 2020-to-2023 comparison.
• Net change: roughly 14 fewer people than the 2020 Census counted.
• Size percentile: about 12% of New York's Census places are smaller than Alexander.
• Population density: about 1,135 people per square mile (Census land area 0.4 sq mi).
• Land area: Alexander covers 0.4 square miles, the 545th-largest area among New York's 595 places.
• State share: roughly 0.0% of New York's residents live in Alexander (496 people).
• National rank: Alexander is the 13,201st most populous of the 19,457 Census places covered here.
• Growth in New York: Alexander stands 528th by percentage change from 2020 to 2023, among 595 places.
• Versus New York: the state average change is -1.1%, while Alexander moved 2.7%.
• Density in New York: Alexander ranks 373rd by people per square mile.
• Against the state median: Alexander runs about 1,135 residents per square mile, where the New York median is 1,515.
• Location: 42.9020, -78.2591 (US Census Bureau Gazetteer).
• Nearest larger cities: Attica (3 mi); Batavia (8 mi); Corfu (8 mi); Oakfield (11 mi); Alden (12 mi). Living near a larger metro rarely changes what is available in Alexander.
• Nearest smaller towns: Wyoming (10 mi); Gainesville (19 mi); Leicester (20 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 7 of them.
• Within 100 miles: 178 places are larger than Alexander.

A practical checklist for Alexander borrowers

Before you apply in Alexander, a community of about 496, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the New York regulator's records to confirm the lender is licensed here.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

In Alexander as elsewhere in New York, the written terms — not the advertisement — are what count for its 496 residents.

Where Alexander sits

The Census Gazetteer records about 0.4 square miles of land within Alexander, with no significant water area listed. That land carries about 1,135 people per square mile. The largest place in New York, New York, lies about 271 miles away. Within 50 miles of Alexander there are 75 larger Census places. Within the same 50 miles lie 7 smaller Census places.

What a Alexander borrower is actually offered

Alexander is a small community of about 496 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Alexander loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Alexander loan is knowable in advance — unlike a revolving card balance.

Alexander's place among New York's 595 places

Among New York's 595 places, Alexander sits at 522nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Alexander stands 528th among New York's 595 places — roughly the 11th percentile. Its roughly 1,135 residents per square mile place it 373rd among New York's places. By land area, its 0.4 square miles rank 545th of 595 places in New York.

New York rules behind a Alexander personal loan

Read the table as a lender's compliance picture for Alexander: the rule, the sourced figure, the publisher and the date.