Personal loans in Albany, TX

For a community of about 1,923, the practical step is to compare APR across at least three lenders before committing. About 1,923 people live in Albany, placing it 616th of 1,224 Census places in Texas. For the 1,923 people in Albany, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Albany gained roughly 3.8% in population across the 2020-to-2023 comparison. The nearest larger city is Breckenridge, TX about 22 miles away.

Albany: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: a Census-estimated 1,923, 616th among Texas's 1,224 places (Vintage 2023).
• Population trend: About 3.8% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 70 residents.
• Size percentile: about 50% of Texas communities are smaller than Albany (1,923 residents).
• Population density: about 1,227 people per square mile (Census land area 1.6 sq mi).
• Land area rank: Albany's 1.6 square miles rank 836th of 1,224 places in Texas.
• Share of Texas: Albany holds about 0.0% of the state's population, some 1,923 people.
• National rank: Albany is the 7,786th most populous of the 19,457 Census places covered here.
• Growth rank: Albany's 2020-to-2023 change ranks 519th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Albany's 3.8%.
• Density rank: Albany is the 388th most densely settled place in Texas.
• Density in context: Albany's 1,227 people per square mile sit against a Texas median of 840.
• Location: 32.7273 / -99.2957, per the US Census Bureau Gazetteer.
• Nearest larger cities: Breckenridge (22 mi); Clyde (25 mi); Stamford (28 mi); Cisco (30 mi); Abilene (32 mi). Online lenders reach Albany no matter how far the nearest branch is.
• Smaller towns nearby: Moran (15 mi); Lueders (20 mi); Baird (24 mi).
• Smaller places within 50 miles: 20 of them.
• Within 100 miles: 45 places are larger than Albany.

How lenders reach Albany

At roughly 1,227 people per square mile, Albany is moderately settled; 11 larger places lie within 50 miles. Distance to a branch rarely matters for Albany's 1,923 residents: the application is online and the price follows your credit file. The nearest bigger place is Breckenridge, TX about 22 miles away.

The geography behind Albany

The Census Gazetteer records about 1.6 square miles of land within Albany, with no significant water area listed. Spread across it are roughly 1,227 residents per square mile. The largest place in Texas, Houston, lies about 307 miles away. A 50-mile radius around Albany takes in 11 places that are larger. Within the same 50 miles lie 20 smaller Census places.

Inside a Albany personal loan

Most loans made to Albany's 1,923 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Albany. Because the payment is fixed, the total cost of a Albany loan is knowable in advance — unlike a revolving card balance.

Albany against the rest of Texas

Within Texas, Albany holds roughly 0.0% of all residents, the 616th-largest share among 1,224 places. For population change between 2020 and 2023, Albany ranks 519th of 1,224 in Texas (about the 58th percentile). By density, at about 1,227 people per square mile, it ranks 388th in Texas. By land area, its 1.6 square miles rank 836th of 1,224 places in Texas.

Texas consumer-lending rules applied in Albany

Read the table as a lender's compliance picture for Albany: the rule, the sourced figure, the publisher and the date.