Personal loans in Aiken, SC

With an estimated 32,947 residents, Aiken is the 17th-largest of 271 places in South Carolina. Read the disclosure for an origination fee and any prepayment penalty before signing in Aiken. Every figure below is South Carolina's own, applied to Aiken's 32,947 residents, with the publisher and retrieval date attached. The next larger city is Columbia, SC about 59 miles away.

Aiken by the numbers

Most of what governs a Aiken loan is written in South Carolina law rather than in the city; the sourced notes below make that split concrete.

• Population: about 32,947 people live here, which puts Aiken 17th of 271 Census places in South Carolina (Vintage 2023).
• Population trend: About 2.6% above the 2020 Census base.
• Net change: roughly 839 more people than the 2020 Census counted.
• Size percentile: bigger than about 94% of the places in South Carolina, with 32,947 residents in Aiken.
• Density: roughly 1,515 residents per square mile, spread over 21.8 sq mi of land.
• By land area: Aiken ranks 21st among South Carolina's 271 places, at 21.8 sq mi.
• Water area: Aiken has 0.13 square miles of water, ranking 44th of 271 places in South Carolina.
• State share: roughly 1.7% of South Carolina's residents live in Aiken (32,947 people).
• National rank: Aiken is the 1,208th most populous of the 19,457 Census places covered here.
• Growth rank: Aiken ranks 97th among South Carolina's 271 places for the 2020-to-2023 change.
• State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Aiken's 2.6%.
• Density in South Carolina: Aiken ranks 34th by people per square mile.
• Against the state median: Aiken runs about 1,515 residents per square mile, where the South Carolina median is 584.
• Location: 33.5316 / -81.7251, per the US Census Bureau Gazetteer.
• Nearest larger cities: Columbia (59 mi); Statesboro (76 mi); Sumter (81 mi); Summerville (96 mi); Greenville (97 mi). Online lenders reach Aiken no matter how far the nearest branch is.
• Smaller communities close by: Burnettown (8 mi); New Ellenton (8 mi); Windsor (13 mi), each with its own Census population profile.
• Smaller places within 50 miles: 76 of them.
• Within 100 miles: 6 places are larger than Aiken.

Land, water and location for Aiken

Inside Aiken's boundaries lie roughly 21.8 square miles of land and 0.13 square miles of water. With 32,947 residents, the land area yields roughly 1,515 people per square mile. The largest place in South Carolina, Charleston, lies about 112 miles away. Counting outward 50 miles, 0 larger communities surround Aiken. By land area it ranks 21st of 271 South Carolina places.

Aiken in state context

Among South Carolina's 271 places, Aiken sits at 17th for population, a share of roughly 1.7% of the state. For population change between 2020 and 2023, Aiken ranks 97th of 271 in South Carolina (about the 64th percentile). Its roughly 1,515 residents per square mile place it 34th among South Carolina's places. The population moved by about 839 people between 2020 and 2023, a 2.6% shift.

How a Aiken personal loan is priced

Most loans made to Aiken's 32,947 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Aiken can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Aiken loan is knowable in advance — unlike a revolving card balance.

How lenders reach Aiken

Aiken is a moderately settled community of about 32,947 people, with 0 larger places inside a 50-mile radius. Lenders licensed in South Carolina reach Aiken's 32,947 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Columbia, SC about 59 miles away.

What South Carolina law requires in Aiken

This table holds the South Carolina rate and licensing rules for consumer loans made to Aiken's 32,947 residents.