Personal loans in Adrian, GA
With roughly 565 residents, Adrian is a small community, and the lending rules its borrowers live under are written in Georgia, not by the city.
Adrian is home to roughly 565 people and stands 373rd by size out of 536 Census places in Georgia. A larger market lies at Soperton, GA about 10 miles away. The trend for Adrian between 2020 and 2023 is upward by roughly 2.7%. State law, not city hall, decides what a lender may do to Adrian's roughly 565 residents, and a state regulator supervises it. Compare APR, not the interest rate, because the APR folds in most fees on a Adrian loan.
Adrian: population, trend and location
The figures below are Adrian's own — Census population, land area and coordinates — followed by the Georgia rules.
- Population: a Census-estimated 565, 373rd among Georgia's 536 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 2.7%.
- Net change: roughly 15 more people than the 2020 Census counted.
- Size percentile: roughly 30% of Georgia places rank below Adrian.
- Population density: about 411 people per square mile (Census land area 1.4 sq mi).
- Land area rank: Adrian's 1.4 square miles rank 412th of 536 places in Georgia.
- Water area: Adrian has 0.04 square miles of water, ranking 188th of 536 places in Georgia.
- Share of state population: Adrian's 565 residents are about 0.0% of Georgia.
- National rank: Adrian is the 12,668th most populous of the 19,457 Census places covered here.
- Growth in Georgia: Adrian stands 210th by percentage change from 2020 to 2023, among 536 places.
- Versus Georgia: the state average change is +3.4%, while Adrian moved 2.7%.
- Density rank: Adrian is the 329th most densely settled place in Georgia.
- Density vs Georgia: Adrian's 411 people per square mile compare with a state median of 536.
- Location: it lies at 32.5300, -82.5915 in the Census Gazetteer.
- Nearest larger cities: Soperton (10 mi); Swainsboro (15 mi); Wrightsville (15 mi); East Dublin (16 mi); Dublin (20 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Kite (12 mi); Nunez (15 mi); Tarrytown (15 mi).
- Smaller places within 50 miles: 40 of them.
- Larger places within 100 miles: 141.
Borrowing reach in Adrian
Adrian is a lightly settled community of about 565 people, with 37 larger places inside a 50-mile radius. Whether Adrian has a local branch or not, a Georgia-licensed lender can serve its 565 people online on the same terms. For a larger market, the closest option is Soperton, GA about 10 miles away.
Before you apply in Adrian
These steps shape the offer you get in Adrian, a place of about 565 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Georgia licence with the regulator named above before committing.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
What differs between Adrian and the rest of Georgia is not the process but the borrower's own file, among the 565 people here.
Where Adrian sits
Adrian covers about 1.4 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). With 565 residents, the land area yields roughly 411 people per square mile. The largest place in Georgia, Atlanta, lies about 136 miles away. Within 50 miles of Adrian there are 37 larger Census places. Within the same 50 miles lie 40 smaller Census places.
Georgia rules behind a Adrian personal loan
Read the table as a lender's compliance picture for Adrian: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
How a Adrian personal loan is priced
With roughly 565 residents, Adrian is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Adrian's 565 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Adrian loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Adrian if my credit is poor?
What loan size can I expect in Adrian?
Do I have to pledge anything to borrow in Adrian?
Does comparing loans in Adrian cost me credit score points?
Nearby places
- Soperton, GA — population 2,899
- Kite, GA — population 158
- Tarrytown, GA — population 65
- Wrightsville, GA — population 3,586
- Nunez, GA — population 132
- Swainsboro, GA — population 7,611
- East Dublin, GA — population 2,499
- Oak Park, GA — population 510