Personal loans in Adams, OR

With roughly 383 residents, Adams is a small community, and the lending rules its borrowers live under are written in Oregon, not by the city. From the 2020 Census base to the 2023 estimate, the population declined by about 1.5%. Begin with the payment, then weigh APR and total interest across the lenders that reach Adams's 383 residents. The nearest larger city is Athena, OR about 5 miles away.

Adams: population, trend and location

The figures below are Adams's own — Census population, land area and coordinates — followed by the Oregon rules.

• Population: the Census counts 383 residents in Adams (Vintage 2023 subcounty estimate), the 203rd-largest figure among Oregon's 240 places.
• Population trend: The 2020-to-2023 change is negative, near 1.5%.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: about 15% of Oregon's Census places are smaller than Adams.
• Density: roughly 1,079 residents per square mile, spread over 0.4 sq mi of land.
• Land area rank: Adams's 0.4 square miles rank 220th of 240 places in Oregon.
• Share of Oregon: Adams holds about 0.0% of the state's population, some 383 people.
• National rank: Adams sits 14,257th by population among the 19,457 places in this dataset.
• Growth in Oregon: Adams stands 190th by percentage change from 2020 to 2023, among 240 places.
• Against the state trend: Adams's 1.5% change compares with a Oregon average of +0.7% across its 240 places.
• Density rank: Adams is the 162nd most densely settled place in Oregon.
• Density vs Oregon: Adams's 1,079 people per square mile compare with a state median of 1,575.
• Location: mapped by the US Census Bureau at 45.7664, -118.5641.
• Nearest larger cities: Athena (5 mi); Weston (7 mi); Pendleton (14 mi); Milton-Freewater (14 mi); College Place (21 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Helix (7 mi); Summerville (33 mi); Imbler (36 mi).
• Smaller places within 50 miles: 5 of them.
• Larger places within 100 miles: 64.

Oregon rules behind a Adams personal loan

Every row below records a Oregon rule, its publisher and its retrieval date — the same rules a Adams lender must follow.

Adams in state context

Within Oregon, Adams holds roughly 0.0% of all residents, the 203rd-largest share among 240 places. Its 2020-to-2023 change ranks 190th of 240 Oregon places, putting it near the 21th percentile for growth. By density, at about 1,079 people per square mile, it ranks 162nd in Oregon. In land area, Adams ranks 220th among Oregon's 240 places.

Adams: area, density and distance

Inside Adams's boundaries lie about 0.4 square miles of land, with no significant water area recorded. The resulting density is about 1,079 people per square mile. For the state's biggest city, Portland, the distance is roughly 198 miles. A 50-mile radius around Adams takes in 20 places that are larger. The 100-mile radius contains 64 larger places.

The Adams borrowing checklist

Before you apply in Adams, a community of about 383, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Oregon licence with the regulator listed on this page.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across Oregon; what changes is your credit file, not the fact that Adams holds 383 people.

What a Adams borrower is actually offered

Adams is a small community of about 383 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Adams's 383 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Adams decides the split between a comfortable payment and the total interest you pay.