Personal loans in Ada, OH

From the 2020 Census base to the 2023 estimate, the population declined by about 0.5%. Verify the lender's Ohio licence against the regulator named below before borrowing in Ada. When Ohio caps or restricts a product, lenders either change the terms or withdraw it from Ada as from the rest of the state. The closest larger city is Kenton, OH about 14 miles away.

Borrowing in Ada: the local picture

Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.

• Population: 5,302 people, a figure that places Ada 249th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.5% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 27 fewer people than the 2020 Census counted.
• Size percentile: Ada's 5,302 people outrank roughly 73% of the places in Ohio.
• Population density: about 2,488 people per square mile (Census land area 2.1 sq mi).
• Land area rank: Ada's 2.1 square miles rank 355th of 924 places in Ohio.
• State share: roughly 0.1% of Ohio's residents live in Ada (5,302 people).
• National rank: Ada is 4,672nd of 19,457 places nationwide.
• Growth rank: Ada ranks 350th among Ohio's 924 places for the 2020-to-2023 change.
• Versus Ohio: the state average change is +0.9%, while Ada moved 0.5%.
• Density rank: Ada is the 111th most densely settled place in Ohio.
• Against the state median: Ada runs about 2,488 residents per square mile, where the Ohio median is 1,289.
• Location: 40.7681, -83.8252 (US Census Bureau Gazetteer).
• Nearest larger cities: Kenton (14 mi); Lima (15 mi); Findlay (22 mi); Wapakoneta (24 mi); Delphos (27 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Alger (4 mi); McGuffey (6 mi); Lafayette (7 mi).
• Smaller places within 50 miles: 143 of them.
• Within 100 miles: 142 places are larger than Ada.

Where Ada sits

Inside Ada's boundaries lie about 2.1 square miles of land, with no significant water area recorded. The resulting density is about 2,488 people per square mile. The state's population centre of gravity, Columbus, is roughly 70 miles away. A 50-mile radius around Ada takes in 21 places that are larger. By land area it ranks 355th of 924 Ohio places.

What shapes a Ada personal loan

Most loans made to Ada's 5,302 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Ada loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Ada decides the split between a comfortable payment and the total interest you pay.

Ohio rules behind a Ada personal loan

Below are the Ohio rules that apply to a loan made in Ada, each with the regulator that issued it.

Ada in state context

Among Ohio's 924 places, Ada sits at 249th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Ada stands 350th among Ohio's 924 places — roughly the 62th percentile. At about 2,488 people per square mile, Ada is the 111th most densely settled place in Ohio. By land area, its 2.1 square miles rank 355th of 924 places in Ohio.

Borrowing reach in Ada

With about 2,488 residents per square mile, Ada is fairly dense, and 21 larger Census places sit within 50 miles. Lenders licensed in Ohio reach Ada's 5,302 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Kenton, OH about 14 miles away.