Personal loans in Abingdon, VA
A 2020-to-2023 comparison shows Abingdon down by about 0.6%. Abingdon ranks 44th of 227 places in Virginia, with a population near 8,325.
A lender serving Abingdon holds a Virginia licence and answers to a Virginia regulator; no city office is involved for its 8,325 residents. Judge Abingdon offers on total cost, not on how quickly the money arrives. For the 8,325 people in Abingdon, Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Bristol, VA about 12 miles away.
Abingdon by the numbers
The figures below are Abingdon's own — Census population, land area and coordinates — followed by the Virginia rules.
- Population: about 8,325, ranked 44th of 227 places in Virginia (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 0.6% between 2020 and 2023.
- People gained or lost: about 52 fewer since the 2020 base.
- Size percentile: roughly 81% of Virginia's places have fewer residents than Abingdon's 8,325.
- Population density: about 1,035 people per square mile (Census land area 8.0 sq mi).
- Land area: Abingdon covers 8.0 square miles, the 43rd-largest area among Virginia's 227 places.
- State share: roughly 0.3% of Virginia's residents live in Abingdon (8,325 people).
- National standing: Abingdon ranks 3,577th of 19,457 US places.
- Growth rank: Abingdon ranks 118th among Virginia's 227 places for the 2020-to-2023 change.
- State comparison: Virginia's places average -0.0% for 2020-to-2023, against Abingdon's 0.6%.
- Density in Virginia: Abingdon ranks 85th by people per square mile.
- Against the state median: Abingdon runs about 1,035 residents per square mile, where the Virginia median is 823.
- Location: the Census Gazetteer records it at 36.7067, -81.9716.
- Nearest larger cities: Bristol (12 mi); Bristol (17 mi); Elizabethton (29 mi); Johnson City (34 mi); Kingsport (34 mi). A branch is convenient; it is not what sets your APR.
- Smaller towns nearby: Damascus (11 mi); Glade Spring (12 mi); Lebanon (15 mi).
- Smaller places within 50 miles: 57 of them.
- Within 100 miles: 29 places are larger than Abingdon.
Abingdon against the rest of Virginia
Against Virginia's other places, Abingdon accounts for about 0.3% of the state's population and ranks 44th of 227 by size. For population change between 2020 and 2023, Abingdon ranks 118th of 227 in Virginia (about the 48th percentile). At about 1,035 people per square mile, Abingdon is the 85th most densely settled place in Virginia. In land area, Abingdon ranks 43rd among Virginia's 227 places.
What shapes a Abingdon personal loan
With roughly 8,325 residents, Abingdon is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Abingdon's 8,325 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Abingdon loan is knowable in advance — unlike a revolving card balance.
How Virginia law applies in Abingdon
Below are the Virginia rules that apply to a loan made in Abingdon, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Payday lending status | Legal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817) Source says: Interest at a simple annual rate not to exceed 36 percent | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
What is available to Abingdon borrowers
Abingdon is moderately settled, with about 1,035 people per square mile and 6 larger places within 50 miles. Lenders licensed in Virginia reach Abingdon's 8,325 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Bristol, VA about 12 miles away.
The geography behind Abingdon
Inside Abingdon's boundaries lie about 8.0 square miles of land, with no significant water area recorded. With 8,325 residents, the land area yields roughly 1,035 people per square mile. Virginia Beach, the largest place in Virginia, is about 329 miles from Abingdon. A 50-mile radius around Abingdon takes in 6 places that are larger. By land area it ranks 43rd of 227 Virginia places.
Common questions
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Nearby places
- Damascus, VA — population 787
- Bristol, VA — population 16,807
- Glade Spring, VA — population 1,368
- Lebanon, VA — population 3,110
- Saltville, VA — population 1,779
- Bristol, TN — population 27,854
- Mountain City, TN — population 2,463
- Cleveland, VA — population 136