Personal loans in Abingdon, VA

A 2020-to-2023 comparison shows Abingdon down by about 0.6%. Abingdon ranks 44th of 227 places in Virginia, with a population near 8,325.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A lender serving Abingdon holds a Virginia licence and answers to a Virginia regulator; no city office is involved for its 8,325 residents. Judge Abingdon offers on total cost, not on how quickly the money arrives. For the 8,325 people in Abingdon, Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Bristol, VA about 12 miles away.

Abingdon by the numbers

The figures below are Abingdon's own — Census population, land area and coordinates — followed by the Virginia rules.

Abingdon against the rest of Virginia

Against Virginia's other places, Abingdon accounts for about 0.3% of the state's population and ranks 44th of 227 by size. For population change between 2020 and 2023, Abingdon ranks 118th of 227 in Virginia (about the 48th percentile). At about 1,035 people per square mile, Abingdon is the 85th most densely settled place in Virginia. In land area, Abingdon ranks 43rd among Virginia's 227 places.

What shapes a Abingdon personal loan

With roughly 8,325 residents, Abingdon is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Abingdon's 8,325 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Abingdon loan is knowable in advance — unlike a revolving card balance.

How Virginia law applies in Abingdon

Below are the Virginia rules that apply to a loan made in Abingdon, each with the regulator that issued it.

RuleDetailSource
State lending regulatorVirginia State Corporation Commission, Bureau of Financial Institutions (BFI)
Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.)
Virginia State Corporation Commission (SCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303)
Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year
Virginia General Assembly (Code of Virginia)
as of 2026-09-16
Payday lending statusLegal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817)
Source says: Interest at a simple annual rate not to exceed 36 percent
Virginia General Assembly (Code of Virginia)
as of 2026-09-16

What is available to Abingdon borrowers

Abingdon is moderately settled, with about 1,035 people per square mile and 6 larger places within 50 miles. Lenders licensed in Virginia reach Abingdon's 8,325 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Bristol, VA about 12 miles away.

The geography behind Abingdon

Inside Abingdon's boundaries lie about 8.0 square miles of land, with no significant water area recorded. With 8,325 residents, the land area yields roughly 1,035 people per square mile. Virginia Beach, the largest place in Virginia, is about 329 miles from Abingdon. A 50-mile radius around Abingdon takes in 6 places that are larger. By land area it ranks 43rd of 227 Virginia places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Abingdon if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Abingdon is the same as anywhere in Virginia.
What loan size can I expect in Abingdon?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Abingdon?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Abingdon cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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